1732 Watersedge Dr, McKinney, TX 75072 Property Records

Collin County property record for 1732 Watersedge Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,410 sqft · built 1999
Owner	Individual Name on Record
Tax Bill	$8,644 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3466-00A-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-3466-00A-0020-1`
Alternative APN	`2042147`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,410 sqft Living Area
Gross Area	3,810 sqft
2nd Floor Area	828 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2042147
Street Address	1732 WATERSEDGE DR
City	MCKINNEY
State	TX
Zip	75072-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ELDORADO LAKES (CMC), BLK A, LOT 2
Legal Subdivision	ELDORADO LAKES (CMC)
Legal Block	A
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2010
Census Tract	30607

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1732 WATERSEDGE DR, MCKINNEY, TX 75072-3944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage HOME PT FIN'L
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jun 6, 2019	Warranty Deed, Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024
Deed Sale	Oct 11, 2024
Prior Sale	Sep 3, 2013
Deed Document Number	2024000125691
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1732 WATERSEDGE DR, MCKINNEY, TX 75072-3944
Document Number	0002163720
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1732 WATERSEDGE DR MCKINNEY TX 750723944, MCKINNEY, TX 75072-3944

Mortgage

Document Number	0002163720
Date	Dec 2, 2020
Instrument	2163720

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1732 WATERSEDGE DR, MCKINNEY, TX 75072-3944
Document Number	0001643350
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1732 WATERSEDGE DR MCKINNEY TX 750723944, MCKINNEY, TX 75072-3944

Mortgage

Document Number	0001643350
Date	Dec 26, 2019
Instrument	1643350

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 25, 2044

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 6, 2019
Property Address	1732 WATERSEDGE DR, MCKINNEY, TX 75072-3944
Document Number	0000651720
Instrument Date	May 31, 2019
Instrument	651720
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1732 WATERSEDGE DR MCKINNEY TX 750723944, MCKINNEY, TX 75072-3944

Mortgage

Document Number	651730
Date	Jun 6, 2019
Instrument	651730

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$716,520 (+13.69%) Land $195,000 Building $521,520	$716,520 (+13.69%) Land $195,000 Building $521,520
2024	$8,644.00 (-0.67%)
2023		$630,223 Land $150,000 Building $480,223	$630,223 Land $150,000 Building $480,223
2022	$8,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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