1732 Spruce St, Denver, CO 80220 Property Records

Denver City property record for 1732 Spruce St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1942
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Mar 2005)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2020 Line of Credit + 1 more
APN	`01333-11-008-000`

Property Details

APN / Parcel Number

Primary APN	`01333-11-008-000`
Alternative APNs	`670333311008` `160626074`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	888 sqft
1st Floor Area	888 sqft
Basement Area	376 sqft
Finished Basement	124 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Combination
Construction Type	Frame
Lot Area	6,350 sqft (0.146 acres)
Garage Type	Attached
Garage Area	201 sqft
Porch	Open Frame Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1732 SPRUCE ST
City	DENVER
State	CO
Zip	80220-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-D1X
Legal Description	EAST MONTROSE B4 W 127FT OF L15 & 16
Legal Subdivision	EAST MONTROSE
Legal Block	3
Legal Lot Number	15,16
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3019
Census Tract	4403

Owner

1732 Spruce St is owned and occupied by two individuals who acquired it in December 2018.

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1732 SPRUCE ST, DENVER, CO 80220-2010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Aug 4, 2020	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Jan 7, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2005 · Amount on File
Deed Sale	Mar 9, 2005 · Amount on File
Prior Sale	Dec 6, 1995 · Amount on File
Deed Document Number	200541001
Last Transfer Date	Dec 21, 2018
Transfer Doc	0000001560
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1732 SPRUCE ST, DENVER, CO 80220-2010
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029323
Date	Mar 3, 2022
Instrument	2022029323

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1732 SPRUCE ST, DENVER, CO 80220-2010
Document Number	0000124330
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 SPRUCE ST DENVER CO 802202010, DENVER, CO 80220-2010

Mortgage

Document Number	0000124330
Date	Aug 11, 2020
Instrument	124330

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 10, 2040

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Jan 7, 2019
Property Address	1732 SPRUCE ST, DENVER, CO 80220-2010
Document Number	0000001560
Instrument Date	Dec 21, 2018
Instrument	1560
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1732 SPRUCE ST DENVER CO 802202010, DENVER, CO 80220-2010

Mortgage

Document Number	1561
Date	Jan 7, 2019
Instrument	1561

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1732 Spruce St was $2,168.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00	$28,350 Land $11,170 Building $11,170	$402,100 Land $158,400 Building $243,700
2023	$2,134.00	$27,550 (+17.48%) Land $6,930 Building $20,620	$466,200 (+38.17%) Land $158,400 Building $307,800
2022		$23,450 Land $9,900 Building $13,550	$337,400 Land $142,500 Building $194,900
2021	$1,800.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1732 Spruce St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1732 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, Starry, T-Mobile, WiFiHood.

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