1732 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1732 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,167 sqft · built 1949
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 2022)
Tax Bill	$4,285 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 066.03-1-79`

Property Details

APN / Parcel Number

Primary APN	`265489 066.03-1-79`
Alternative APNs	`54890660300001079000` `02163325000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,167 sqft Living Area
1st Floor Area	1,167 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	69,696 sqft (1.6 acres)
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02163325000
Street Address	1732 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0004-14-04
Legal Block	1
Legal Lot Number	79.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1012
Census Tract	11401

Owner

1732 Ridge Rd is owned and occupied by an individual who bought it in November 2022.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1732 RIDGE RD, WEBSTER, NY 14580-3618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit ESL FCU
Nov 15, 2022	Warranty Deed, Transfer · FHA Mortgage GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Jul 31, 1998
Deed Document Number	20221089
Deed Book / Page	12745 / 625
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1732 RIDGE RD, WEBSTER, NY 14580-3618
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202503337178
Date	Sep 23, 2025
Book Page	31145/583
Instrument	202503337178

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 15, 2022
Property Address	1732 RIDGE RD, WEBSTER, NY 14580-3618
Document Number	0000001089
Book / Page	12745 / 625
Instrument Date	Apr 20, 2022
Instrument	202211151089
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	NETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1732 RIDGE RD, 1732, WEBSTER, NY 14580-3618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 RIDGE RD, WEBSTER, NY 14580-3618

Mortgage

Document Number	0000001090
Date	Nov 15, 2022
Instrument	202211151090

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1732 Ridge Rd was $4,285, up 1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,285.00 (+0.97%)
2025	$4,244.00	$91,300 Land $40,600 Building $50,700	$190,200 Land $84,580 Building $105,620
2023		$91,300 (-) Land $40,600 Building $50,700	$157,400 (+10.3%) Land $69,994 Building $87,406
2022		$91,300 Land $40,600 Building $50,700	$142,700 Land $63,457 Building $79,243
2021	$2,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1732 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1732 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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