1732 Monte Mar Rd, Vista, CA 92084 Property Records

San Diego County property record for 1732 Monte Mar Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,229 sqft · built 1958
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,702 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`174-111-05-00`

Property Details

APN / Parcel Number

Primary APN	`174-111-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,229 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1732 MONTE MAR RD
City	VISTA
State	CA
Zip	92084-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 24 ELY 102 FT OF WLY 355.05 FT OF TR 002102
Legal Subdivision	VISTA GRANDE ESTATES
Legal Tract	002102
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	19210

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1732 MONTE MAR RD, VISTA, CA 92084-3636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Feb 15, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF THE WEST
Sep 19, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 8, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC
Sep 8, 2022	Quit Claim Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023
Deed Sale	Feb 15, 2023
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	202338892
Prior Transfer Date	Sep 6, 2022
Prior Transfer Doc	0000361342
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1732 MONTE MAR RD, VISTA, CA 92084-3636
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 MONTE MAR RD, VISTA, CA 92084-3636

Mortgage

Document Number	0000362902
Date	Dec 24, 2025
Instrument	2025-0362902

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1732 MONTE MAR RD, VISTA, CA 92084-3636
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 MONTE MAR RD, VISTA, CA 92084-3636

Mortgage

Document Number	0000336349
Date	Nov 26, 2025
Instrument	2025-0336349

Lender

Name	MCJAB INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2023
Property Address	1732 MONTE MAR RD, VISTA, CA 92084-3636
Document Number	0000038892
Map Reference	MAP 2102
Instrument Date	Feb 9, 2023
Instrument	2023-0038892
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1732 MONTE MAR RD, VISTA, CA 92084-3636

Mortgage

Document Number	0000038893
Date	Feb 15, 2023
Instrument	2023-0038893

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Apr 1, 2053

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2022
Property Address	1732 MONTE MAR RD, VISTA, CA 92084-3636
Document Number	0000368761
Map Reference	MAP 2102
Instrument Date	Sep 17, 2022
Instrument	2022-0368761
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3588 CORTE CASTILLO, CARLSBAD, CA 92009-9521

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2022
Property Address	1732 MONTE MAR RD, VISTA, CA 92084-3636
Document Number	0000357264
Map Reference	MAP 2102
Instrument Date	Jun 3, 2022
Instrument	2022-0357264
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1732 MONTE MAR RD, VISTA, CA 92084-3636

Mortgage

Document Number	0000357266
Date	Sep 8, 2022
Instrument	2022-0357266

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.77%

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2022
Property Address	1732 MONTE MAR RD, VISTA, CA 92084-3636
Document Number	0000357262
Map Reference	MAP 2102
Instrument Date	May 17, 2022
Instrument	2022-0357262
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 MONTE MAR RD, VISTA, CA 92084-3636

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,188 (+2%) Land $621,563 Building $248,625
2025	$9,702.00 (+27.11%)	$853,126 (+21.88%) Land $609,376 Building $243,750
2023	$7,633.00 (+1,037.56%)	$700,000 Land $500,000 Building $200,000
2022	$671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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