1732 Main St, Sturgis, SD 57785 Property Records

Meade County property record for 1732 Main St, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	4 bd · built 1965
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$3,240 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01.51.08.17`

Property Details

APN / Parcel Number

Primary APN	`01.51.08.17`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1732 MAIN ST
City	STURGIS
State	SD
Zip	57785-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASH'S EXT E2 LOT 16 ALL 17,W2 LOT 18, BLK 8 ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BOARD
Legal Subdivision	ASHA EXTENSION
Legal Block	8
Legal Lot Number	16,18
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	4
Census Block	4063
Census Tract	20402

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1732 MAIN ST, STURGIS, SD 57785-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP INC
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
May 18, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1732 MAIN ST, STURGIS, SD 57785-1431
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00927/1477
Date	May 18, 2020
Book Page	927/1477
Instrument	20002916

Lender

Name	GATEWAY MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1732 MAIN ST, STURGIS, SD 57785-1431
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000960/67
Date	Jan 27, 2022
Book Page	960/67
Instrument	22000587

Lender

Name	AMERICAN FINANCING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MEADE SD
Recording Date	May 18, 2020
Property Address	1732 MAIN ST, STURGIS, SD 57785-1431
Document Number	00916/1438
Book / Page	916 / 1438
Instrument Date	May 7, 2020
Instrument	20002915
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 MAIN ST, STURGIS, SD 57785-1431

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,931 (+4.32%) Land $32,176 Building $215,755	$247,931 (+4.32%) Land $32,176 Building $215,755
2025	$3,240.00 (+5.33%) Additional exemption filed	$237,657 (+25.92%) Land $32,176 Building $205,481	$237,657 Land $32,176 Building $205,481
2024	$3,076.00 (+16.52%)
2023		$188,732 Land $32,176 Building $156,556
2022	$2,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30

May also be available: Wisp West.

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