1732 Granite Dr, Elko, NV 89801 Property Records

Elko County property record for 1732 Granite Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,692 sqft
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Feb 2024)
Tax Bill	$4,401 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-633-045`

Property Details

APN / Parcel Number

Primary APN	`001-633-045`
Alternative APN	`001-633-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,692 sqft Living Area
Gross Area	2,154 sqft

Exterior

Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1732 GRANITE DR
City	ELKO
State	NV
Zip	89801-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	GREAT BASIN ESTATES SUBDIVISION PHASE 2,FILE 750571,LOCATED IN,MDB&M,FORMERLY A PORTION OF 001-633-030,NO HARD COPY RECORDS,
Legal Range	55E
Legal Township	34N
Legal Section	14
Legal Subdivision	GREAT BASIN ESTATES PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	39
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1001
Census Tract	951300

Owner

1732 Granite Dr is owned and occupied by an individual who bought it in February 2024.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1732 GRANITE DR, ELKO, NV 89801-8849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Bargain and Sale Deed, Transfer · FHA Mortgage THE LOAN STORE INC
Sep 29, 2023	Bargain and Sale Deed, Transfer STEWART TITLE ELKO
Sep 21, 2020	Deed of Trust, Mortgage · Conventional with PMI LEWIS JAMES L LIVING TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Sep 29, 2023 · Amount on File
Deed Document Number	2024834125
Record Updated	Oct 29, 2026

February 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 29, 2024
Property Address	1732 GRANITE DR, ELKO, NV 89801-8849
Document Number	0000834125
Map Reference	DOC 750571
Instrument Date	Feb 6, 2024
Instrument	834125
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 LANDMARK LN UNIT 8, 8, SPRING CREEK, NV 89815-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 GRANITE DR, ELKO, NV 89801-8849

Mortgage

Document Number	0000834126
Date	Feb 29, 2024
Instrument	834126

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 29, 2023
Property Address	1732 GRANITE DR, ELKO, NV 89801-8849
Document Number	0000826861
Map Reference	DOC 750571
Instrument Date	Sep 20, 2023
Instrument	826861
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Tax	$1,177.80
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 LANDMARK LN UNIT 8, 8, SPRING CREEK, NV 89815-9706
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1732 GRANITE DR, ELKO, NV 89801-8849
Document Number	0000774547
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	12257 BUSINESS PARK DR #1 TRUCKEE CA 961613334, 1, TRUCKEE, CA 96161-3334

Mortgage

Document Number	0000774547
Date	Sep 28, 2020
Instrument	774547

Lender

Name	LEWIS JAMES L LIVING TR (LT)
Address	1035 UNDERHILLS RD, OAKLAND, CA 94610-2528

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1732 Granite Dr was $4,401, down 1.6% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,401.00 (-1.59%)	$120,221 (-1.59%) Land $21,700 Building $98,521	$343,489 (-1.59%) Land $62,000 Building $281,489
2025	$4,472.00	$122,162 Land $21,700 Building $100,462	$349,034 Land $62,000 Building $287,034
2023	$530.00 (+7.94%)	$15,750 (-) Land $15,750	$45,000 (-) Land $45,000
2022	$491.00	$15,750 Land $15,750	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1732 Granite Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1990–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1732 Granite Dr is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Nevada
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Zito Media.

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