Pinellas County property record for 1732 Emerald Dr, Clearwater, FL 33756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,351 sqft · built 1958 |
| Lot Size | 0.211 acres (9,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Oct 2026) |
| Tax Bill | $2,374 (2025) |
| Deeds & Mortgages | Oct 2026 Sale May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-746-5340-3 |
| Primary APN | C62-000-746-5340-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,351 sqft Living Area |
| Gross Area | 2,252 sqft |
| 1st Floor Area | 1,351 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,178 sqft (0.211 acres) |
| Lot Dimensions | 102 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 597 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R249130 |
|---|---|
| Street Address | 1732 EMERALD DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33756-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | EMERALD HILL ESTATES LOT 14 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 23 |
| Legal Subdivision | EMERALD HILL ESTATES |
| Legal Tract | 25794 |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 25501 |
1732 Emerald Dr is owned and occupied by two individuals who bought it in October 2026.
Source: Pinellas County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1732 EMERALD DR, CLEARWATER, FL 33756-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 6, 2026 | Warranty Deed, Transfer UPS TITLE, UPSIDE TITLE |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 25, 2020 | Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2026 · Amount on File |
| Deed Sale | Oct 6, 2026 · Amount on File |
| Prior Sale | Aug 19, 2002 · Amount on File |
| Deed Document Number | 2026264959 |
| Deed Book / Page | 23714 / 1621 |
| Prior Transfer Date | May 26, 2010 |
| Prior Transfer Doc | 0169492675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 6, 2026 |
| Property Address | 1732 EMERALD DR, CLEARWATER, FL 33756-3614 |
| Document Number | 0000264959 |
| Book / Page | 23714 / 1621 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 2026264959 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | UPS TITLE, UPSIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $378,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1732 EMERALD DR, CLEARWATER, FL 33756-3614 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1732 EMERALD DR, CLEARWATER, FL 33756-3614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200570426 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 20057/0426 |
| Instrument | 2018159438 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1732 EMERALD DR, CLEARWATER, FL 33756-3614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210530042 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 21053/42 |
| Instrument | 2020190546 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1732 EMERALD DR, CLEARWATER, FL 33756-3614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1732 EMERALD DR, CLEARWATER, FL 33756-3614 |
| Document Number | 0213160414 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 21316/414 |
| Instrument | 2020388302 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1732 Emerald Dr was $2,374 with a homeowner's exemption, up 5.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,374.00 (+5.46%) Homeowner's exemption | $166,550 | $349,475 Land $124,220 Building $225,255 |
| 2024 | $2,251.00 (-0.53%) | ||
| 2023 | $2,263.00 (+2.4%) Homeowner's exemption | $157,142 (+3%) | $326,222 (+13.7%) Land $140,399 Building $185,823 |
| 2022 | $2,210.00 Homeowner's exemption | $152,565 | $286,917 Land $141,201 Building $145,716 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1732 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 7 (1988–2025) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1732 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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