1732 Elroy Dr, Lemon Grove, CA 91945 Property Records

San Diego County property record for 1732 Elroy Dr, Lemon Grove, CA 91945

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,350 sqft · built 1947
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$236,500 (Oct 2010)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`577-171-08-00`

Property Details

APN / Parcel Number

Primary APN	`577-171-08-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1732 ELROY DR
City	LEMON GROVE
State	CA
Zip	91945-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 13 LOT 18 TR 001966
Legal Subdivision	MONTEREY HEIGHTS
Legal Tract	001966
Legal Block	13
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	14101

Owner

1732 Elroy Dr is owned and occupied by two individuals who bought it in October 2010.

Source: San Diego County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1732 ELROY DR, LEMON GROVE, CA 91945-4130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2010 · Amount on File
Deed Sale	Oct 8, 2010 · Amount on File
Prior Sale	Jun 2, 2010 · Amount on File
Deed Document Number	2010542043
Prior Transfer Date	May 20, 2010
Prior Transfer Doc	0000274038
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2026
Property Address	1732 ELROY DR, LEMON GROVE, CA 91945-4130
Document Number	0000291262
Instrument Date	Oct 2, 2026
Instrument	2026291262
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 ELROY DR, LEMON GROVE, CA 91945-4130

Mortgage

Document Number	0000291262,
Date	Oct 7, 2026
Instrument	2026291262

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1732 ELROY DR, LEMON GROVE, CA 91945-4130
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 ELROY DR, LEMON GROVE, CA 91945-4130

Mortgage

Document Number	0000078010
Date	Feb 2, 2021
Instrument	2021-0078010

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1732 ELROY DR, LEMON GROVE, CA 91945-4130
Document Number	0000272399
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1732 ELROY DR LEMON GROVE CA 919454130, LEMON GROVE, CA 91945-4130

Mortgage

Document Number	0000272399
Date	May 29, 2020
Instrument	272399

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1732 Elroy Dr was $4,567.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,396 (+2%) Land $137,206 Building $171,190
2025	$4,567.00	$302,350 Land $134,516 Building $167,834
2023	$4,151.00 (+0.51%)	$290,612 Land $129,294 Building $161,318
2022	$4,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1732 Elroy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1732 Elroy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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