1732 Beans Fork Rd, Middlesboro, KY 40965 Property Records

Bell County property record for 1732 Beans Fork Rd, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,030 sqft · built 1976
Owner	Individual Name on Record
Last Sale	$20,000 (Mar 2020)
Tax Bill	$238 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`045-00-00-013.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-00-013.00`
Alternative APNs	`10404` `5450`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area

Exterior

Year Built	Built 1976
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	5450
Street Address	1732 BEANS FORK RD
City	MIDDLESBORO
State	KY
Zip	40965-8441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND ON BEANS FORK & HOUSE
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2000
Census Tract	960800

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	135 STONEWALL DR, HARROGATE, TN 37752-3149
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage HEARTHSIDE BANK CORP
Mar 9, 2020	Survivorship Deed, Transfer ACUTE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	182253
Deed Book / Page	D386 / 596
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1732 BEANS FORK RD, MIDDLESBORO, KY 40965-8441
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M385/164
Date	Jan 4, 2023
Book Page	M385/164
Instrument	194642

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 1, 2030

March 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BELL KY
Recording Date	Mar 9, 2020
Property Address	1732 BEANS FORK RD, MIDDLESBORO, KY 40965-8441
Document Number	00D386/596
Book / Page	D386 / 596
Instrument Date	Mar 3, 2020
Instrument	182253
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ACUTE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 CAWOOD LN, MIDDLESBORO, KY 40965-8657

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	35 STONEWALL DRIVE, HARROGATE, TN 37752

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$238.00 (+1.71%)	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2023	$234.00	$20,000	$20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 87% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Eastern Telephone & Technologies.

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