Payne County property record for 17315 E McElroy, Yale, OK 74085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,642 sqft · built 2003 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $313,000 (May 2023) |
| Tax Bill | $5,052 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N05E-18-1-00000-000-0002 |
| Primary APN | 19N05E-18-1-00000-000-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| 2nd Floor Area | 564 sqft |
| Basement Area | 1,078 sqft |
| Finished Basement | 1,078 sqft |
| Unfinished Basement | 1,078 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Type | Carport |
| Garage Area | 630 sqft |
| Carport | Carport |
| Carport Area | 630 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 348 sqft |
| Deck Area | 528 sqft |
| Patio Area | 959 sqft |
| Shed | 1 Shed |
| Shed Area | 56 sqft |
| Canopy | 288 sqft |
| Utility Building | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 46927 |
|---|---|
| Street Address | 17315 E MCELROY |
| City | YALE |
| State | OK |
| Zip | 74085-6885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-19N-05E A-2 (80ACM/L) W/2 NE/4 |
| Legal Range | 05E |
| Legal Township | 19N |
| Legal Section | 18 |
| Legal Subdivision | 19N-05E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11200 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OKUNITY FEDERAL CREDIT UNION |
| Apr 7, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Apr 7, 2026 | Correction Deed OCTS |
| Jan 20, 2026 | Warranty Deed, Transfer OCTS |
| May 8, 2023 | Warranty Deed, Transfer OCTS |
| May 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage OKLAHOMA COMMUNITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2023 · Amount on Record |
| Deed Sale | May 8, 2023 · Amount on Record |
| Prior Sale | May 8, 2023 · Amount on Record |
| Deed Document Number | 20234132 |
| Deed Book / Page | 2747 / 896 |
| Last Transfer Date | Jan 16, 2026 |
| Transfer Doc | 0029150758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Number | 0029250615 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 2925/615 |
| Instrument | I-2026-002507 |
| Name | OKUNITY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | 311 E MCELROY RD, STILLWATER, OK 74075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2056 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Apr 7, 2026 |
| Property Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Number | 0000003464 |
| Book / Page | 2930 / 613 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 20263464 |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Apr 7, 2026 |
| Property Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Number | 0000003463 |
| Book / Page | 2930 / 610 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 20263463 |
| Record Updated | Aug 27, 2026 |
| Title Company | OCTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jan 20, 2026 |
| Property Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Number | 0029150758 |
| Book / Page | 2915 / 758 |
| Instrument Date | Jan 16, 2026 |
| Instrument | I-2026-000512 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | OCTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 8, 2023 |
| Property Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Number | 0027470890 |
| Book / Page | 2747 / 890 |
| Instrument Date | May 5, 2023 |
| Instrument | I-2023-004129 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | OCTS |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.25 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 8, 2023 |
| Property Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Number | 0027470896 |
| Book / Page | 2747 / 896 |
| Instrument Date | May 4, 2023 |
| Instrument | I-2023-004132 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | OCTS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $469.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17315 E MCELROY, YALE, OK 74085-6885 |
| Document Number | I2023004133 |
|---|---|
| Date | May 8, 2023 |
| Instrument | I-2023-004133 |
| Name | OKLAHOMA COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2053 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Yale Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,140 (+8.22%) Land $38,491 Building $18,649 | $501,233 (+8.22%) Land $337,648 Building $163,585 | |
| 2025 | $5,052.00 (+6.88%) | $52,799 (-) Land $28,847 Building $23,952 | |
| 2024 | $4,727.00 (+164.82%) | $52,799 (+168.27%) Land $28,847 Building $23,952 | $463,150 (+143.21%) Land $253,050 Building $210,100 |
| 2023 | $1,785.00 (+2.94%) | $19,681 (+3%) Land $1,918 Building $17,763 | $190,430 (+9.05%) Land $18,560 Building $171,870 |
| 2022 | $1,734.00 | $19,107 Land $2,030 Building $17,077 | $174,630 Land $18,560 Building $156,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 78% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONE CHIMNEY WATER ASSOCIATION serves 150 people · EPA ID OK1021221 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Atlink Services Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures