Chesterfield County property record for 1731 Upperbury Dr, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,722 sqft · built 1997 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $25 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 738-69-38-39-600-000 |
| Primary APN | 738-69-38-39-600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Finished Area |
| 1st Floor Area | 528 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 392 sqft |
| Unfinished Basement | 520 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,714 sqft (0.223 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 178 sqft |
| Patio Area | 192 sqft |
| Balcony Area | 76 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 463226000 |
|---|---|
| Street Address | 1731 UPPERBURY DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-5158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | WESTBURY SEC 2 000-011 |
| Legal Subdivision | WESTBURY |
| Legal Lot Number | 11 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100932 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Aug 28, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Mar 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL MORTGAGE FUNDING LLC |
| Jul 3, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Refinance CENTRAL MORTGAGE FUNDING LLC |
| Apr 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE LLC |
| Jan 5, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2023 |
| Deed Sale | Jul 3, 2023 |
| Prior Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 202319179 |
| Deed Book / Page | 14308 / 247 |
| Prior Transfer Date | Jun 30, 2023 |
| Prior Transfer Doc | 014308-247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 12, 2026 |
| Property Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Document Number | 0000017083 |
| Book / Page | 15246 / 12 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202617083 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017083, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 15246/12 |
| Instrument | 202617083 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 014986-471 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 14986/471 |
| Instrument | 250029049 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85257 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 014505-153 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 14505/153 |
| Instrument | 2024007402 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 3, 2023 |
| Property Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Document Number | 014308-247 |
| Book / Page | 14308 / 247 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023019179 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Document Number | 014308-252 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 14308/252 |
| Instrument | 2023019180 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013944-513 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 13944/513 |
| Instrument | 2022020243 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1731 UPPERBURY DR, MIDLOTHIAN, VA 23114-5158 |
| Document Number | 11500400 |
| Book / Page | 011500 / 000400 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1731 UPPERBURY DR MIDLOTHIAN VA 231145158, MIDLOTHIAN, VA 23114-5158 |
| Document Number | 11500400 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 011500/000400 |
| Instrument | 1310 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2047 |
| Rate | 2.87% |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25.00 | $465,100 (+8.06%) Land $76,000 Building $389,100 | $465,100 (+8.06%) Land $76,000 Building $389,100 |
| 2025 | $25.00 | $430,400 (+16.64%) Land $74,000 Building $356,400 | $430,400 (+16.64%) Land $74,000 Building $356,400 |
| 2023 | $25.00 | $369,000 Land $62,000 Building $307,000 | $369,000 Land $62,000 Building $307,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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