1731 Surfside Pl, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 1731 Surfside Pl, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 1980
Lot Size	0.181 acres (7,865 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Dec 2020)
Tax Bill	$11,783 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`004-151-033`

Property Details

APN / Parcel Number

Primary APN	`004-151-033`
Alternative APN	`004-151-033-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,753 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Lot Area	7,865 sqft (0.181 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1731 SURFSIDE PL
City	DISCOVERY BAY
State	CA
Zip	94505-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T04687 L0037 B EX MR
Legal Subdivision	SUBDIVISION 4687
Legal Tract	04687
Legal Lot Number	37
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	304004

Owner

1731 Surfside Pl is owned and occupied by two individuals who bought it in December 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1731 SURFSIDE PL, DISCOVERY BAY, CA 94505-9302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST CU
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 20, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 30, 2020	Grant Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Jun 12, 2019	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Dec 15, 2015 · Amount on File
Deed Document Number	2020330189
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0000235715
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1731 SURFSIDE PL, DISCOVERY BAY, CA 94505-9302
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CALIFORNIA MEMBERS TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126412
Date	Aug 8, 2018
Instrument	2018-126412

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1731 SURFSIDE PL, DISCOVERY BAY, CA 94505-9302
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072105
Date	Apr 16, 2020
Instrument	2020-072105

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1731 SURFSIDE PL, DISCOVERY BAY, CA 94505-9302
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 SURFSIDE PL, DISCOVERY BAY, CA 94505-9302

Mortgage

Document Number	0000101438
Date	Jun 20, 2022
Instrument	2022-101438

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 30, 2020
Property Address	1731 SURFSIDE PL, DISCOVERY BAY, CA 94505-9302
Document Number	0000330189
Map Reference	MB 211 PG 5-10
Instrument Date	Dec 28, 2020
Instrument	2020-330189
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1731 SURFSIDE PL, DISCOVERY BAY, CA 94505-9302

Mortgage

Document Number	0000330190
Date	Dec 30, 2020
Instrument	2020-330190

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1731 SURFSIDE PL, DISCOVERY BAY, CA 94505-9302
Document Number	0000095281
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1731 SURFSIDE PL DISCOVERY BAY CA 945059302, DISCOVERY BAY, CA 94505-9302

Mortgage

Document Number	0000095281
Date	Jun 24, 2019
Instrument	95281

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1731 Surfside Pl was $11,783 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,466 (+2%) Land $364,345 Building $574,121
2025	$11,783.00 Homeowner's exemption	$920,065 Land $357,201 Building $562,864
2023	$11,082.00 (+1.59%) Homeowner's exemption	$884,340 Land $343,332 Building $541,008
2022	$10,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1731 Surfside Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1731 Surfside Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

Nearby Properties on Surfside Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures