1731 River Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1731 River Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,387 sqft · built 1953
Lot Size	0.587 acres (25,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jun 2007)
Tax Bill	$10,912 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-550-00777000`

Property Details

APN / Parcel Number

Primary APN	`03-550-00777000`
Alternative APNs	`3-550-00777000` `55000777000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,387 sqft Living Area
Gross Area	3,827 sqft
1st Floor Area	1,872 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,560 sqft (0.587 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	66 sqft
Deck Area	566 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	55000777000
Street Address	1731 RIVER RD
City	ANNAPOLIS
State	MD
Zip	21409-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LTS 29 30 MEREDITH HOMES
Legal Subdivision	MEREDITH HOMES
Legal Block	2
Legal Lot Number	29
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1731 RIVER RD, ANNAPOLIS, MD 21409-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Sep 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE QUEENSTOWN BANK OF MARYLAND
Jan 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2007 · Amount on Record
Deed Sale	Jun 4, 2007 · Amount on Record
Prior Sale	Apr 4, 2001
Deed Document Number	20076114
Deed Book / Page	19148 / 79
Last Transfer Date	Jan 7, 2019
Transfer Doc	0328090290
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1731 RIVER RD, ANNAPOLIS, MD 21409-6122
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0384800434
Date	Mar 15, 2022
Book Page	38480/434

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1731 RIVER RD, ANNAPOLIS, MD 21409-6122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 RDVER ROAD, ANNAPOLIS, MD 21409-6122

Mortgage

Document Number	0351760018
Date	Sep 8, 2020
Book Page	35176/18

Lender

Name	THE QUEENSTOWN BANK OF MARYLAND
Type	Bank
Address	MADISON, MD 21648

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 15, 2019
Property Address	1731 RIVER RD, ANNAPOLIS, MD 21409-6122
Document Number	0328090290
Book / Page	032809 / 000290
Instrument Date	Jan 7, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1731 RIVER RD ANNAPOLIS MD 214096122, ANNAPOLIS, MD 21409-6122

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,278,633 (+5.58%)	$1,346,200 (-) Land $974,400 Building $371,800
2025	$10,912.00 (+2.33%) Homeowner's exemption	$1,211,067 (+16.22%)	$1,346,200 (+17.73%) Land $974,400 Building $371,800
2024	$10,664.00 (+10.03%)
2023	$9,692.00 Homeowner's exemption	$1,042,033	$1,143,500 Land $827,200 Building $316,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (1987–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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