1731 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1731 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,133 sqft · built 1990
Lot Size	0.123 acres (5,352 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Dec 2019)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-226-008`

Property Details

APN / Parcel Number

Primary APN	`06-28-226-008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	5,352 sqft (0.123 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1731 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 6 LOT 438
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	438
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1731 PEBBLE BEACH CIR, ELGIN, IL 60123-5617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	201960409
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 12, 2019
Property Address	1731 PEBBLE BEACH CIR, ELGIN, IL 60123-5617
Document Number	0000060409
Instrument Date	Nov 6, 2019
Instrument	2019K060409
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1731 PEBBLE BEACH CIR, 1731, ELGIN, IL 60123-5617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 CUNAT COURT #3C # 3C, 3C, ELGIN, IL

Mortgage

Document Number	0000060410
Date	Dec 12, 2019
Instrument	2019K060410

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2017
Property Address	1731 PEBBLE BEACH CIR, ELGIN, IL 60123-5617
Document Number	0000051088
Instrument Date	Sep 12, 2017
Instrument	2017K051088
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1262 HANCOCK ST, 1262, CAROL STREAM, IL 60188-1389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 PEBBLE BEACH CIR, ELGIN, IL 60123-5617

Mortgage

Document Number	0000051089
Date	Sep 28, 2017
Instrument	2017K051089

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,349.00 (+15.76%) Homeowner's exemption	$65,018 (+8.57%) Land $17,012 Building $48,006	$195,132 (+8.57%) Land $51,056 Building $144,076
2024		$59,886 (+21.39%) Land $15,669 Building $44,217	$179,730 (+21.44%) Land $47,026 Building $132,704
2022	$3,757.00 (+4.97%) Homeowner's exemption	$49,333 (+6.96%) Land $12,908 Building $36,425	$147,999 (+6.96%) Land $38,724 Building $109,275
2021	$3,579.00 Homeowner's exemption	$46,123 Land $12,068 Building $34,055	$138,369 Land $36,204 Building $102,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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