1731 Pearl Way, Oxnard, CA 93035 Property Records

Ventura County property record for 1731 Pearl Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,164 sqft · built 1992
Lot Size	0.09 acres (3,912 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Mar 2022)
Tax Bill	$14,792 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`188-0-150-195`

Property Details

APN / Parcel Number

Primary APN	`188-0-150-195`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft
Upper Floors Area	327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	3,912 sqft (0.09 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	327 sqft

Location & Zoning

Street Address	1731 PEARL WAY
City	OXNARD
State	CA
Zip	93035-2945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CPC
Legal Description	TRACT: 413203 LOT: 6 REF: 115MR 32 CONDO PLAN: P-115
Legal Subdivision	4132-3
Legal Tract	413203
Legal Block	150
Legal Lot Number	6
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2016
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	87 CORTE CERRITO, CAMARILLO, CA 93010-1712
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PERFORMANCE FINANCIAL INC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PERFORMANCE FINANCIAL INC
Apr 17, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
Apr 17, 2018	Grant Deed, Transfer · ARM PERFORMANCE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	202230016
Prior Transfer Date	Feb 27, 1995
Prior Transfer Doc	0000139895
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 3, 2022
Property Address	1731 PEARL WAY, OXNARD, CA 93035-2945
Document Number	0000030016
Map Reference	MB 115 PG 32
Instrument Date	Jan 18, 2022
Instrument	2022000030016
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1731 PEARL WAY, OXNARD, CA 93035-2945

Mortgage

Document Number	0000030017
Date	Mar 3, 2022
Instrument	2022000030017

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1731 PEARL WAY, OXNARD, CA 93035-2945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054061
Date	Apr 21, 2020
Instrument	20200421-00054061

Lender

Name	PERFORMANCE FINANCIAL INC
Type	Mortgage Company
Address	VALENCIA, CA 91355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1731 PEARL WAY, OXNARD, CA 93035-2945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 SADDLEBACK ROAD, CANYON CNTRY, CA 91387

Mortgage

Document Number	0000158542
Date	Sep 30, 2020
Instrument	20200930-00158542

Lender

Name	PERFORMANCE FINANCIAL INC
Type	Mortgage Company
Address	VALENCIA, CA 91355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Apr 17, 2018
Property Address	1731 PEARL WAY, OXNARD, CA 93035-2945
Document Number	0000043746
Instrument Date	Mar 21, 2018
Instrument	43746
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4785 PARK ENCINO LN #BB ENCINO CA 914363282, BB, ENCINO, CA 91436-3282

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 17, 2018
Property Address	1731 PEARL WAY, OXNARD, CA 93035-2945
Document Number	0000043747
Map Reference	MB115 PG32
Instrument Date	Mar 20, 2018
Instrument	20180417-00043747
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15257 SADDLEBACK RD, CANYON COUNTRY, CA 91387-4723

Mortgage

Document Number	0000043748
Date	Apr 17, 2018
Instrument	20180417-00043748

Lender

Name	PERFORMANCE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,190,674 (+2%) Land $773,938 Building $416,736
2025	$14,792.00 (+2.16%)	$1,167,328 (+4.04%) Land $758,763 Building $408,565
2024	$14,479.00 (+3.7%)
2023	$13,962.00 (+29.45%)	$1,122,000 Land $729,300 Building $392,700
2022	$10,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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