1731 Packard Rd, Covington, PA 16917 Property Records

Tioga County property record for 1731 Packard Rd, Covington, PA 16917

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,220 sqft · built 1962
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on File
Last Sale	$225,900 (Aug 2024)
Tax Bill	$953 (2026)
Deeds & Mortgages	Mar 2023 Second Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07/01.00/061A/000`

Property Details

APN / Parcel Number

Primary APN	`07/01.00/061A/000`
Alternative APN	`00003505`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Lot Area	77,972 sqft (1.79 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00003505
Street Address	1731 PACKARD RD
City	COVINGTON
State	PA
Zip	16917-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1053
Census Tract	950500

Owner

1731 Packard Rd is owned by an individual who bought it in August 2024.

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	102 PALMER RD, COVINGTON, PA 16917-9678
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HERITAGE FCU
May 9, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FCU
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Deed Document Number	20246910
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	1731 PACKARD RD, COVINGTON, PA 16917-9663
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 PACKARD RD, COVINGTON, PA 16917-9663

Mortgage

Document Number	0202301950
Date	Mar 13, 2023
Instrument	202301950

Lender

Name	FIRST HERITAGE FCU
Type	Credit Union
Address	PAINTED POST, NY 14870

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 24, 2038

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	1731 PACKARD RD, COVINGTON, PA 16917-9663
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 PACKARD RD, COVINGTON, PA 16917-9663

Mortgage

Document Number	0202203709
Date	May 9, 2022
Instrument	202203709

Lender

Name	FIRST HERITAGE FCU
Type	Credit Union
Address	MANSFIELD, PA 16933

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Apr 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	1731 PACKARD RD, COVINGTON, PA 16917-9663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803489
Date	Apr 16, 2018
Instrument	201803489

Lender

Name	FIRST HERITAGE FCU
Type	Credit Union
Address	PAINTED POST, NY 14870

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 23, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1731 Packard Rd was $953.

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$953.00	$61,180 Land $26,980 Building $34,200
2024	$4,802.00	$202,110 Land $36,350 Building $165,760
2023			$61,180 Land $26,980 Building $34,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1731 Packard Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1731 Packard Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
River Valley Internet Fixed Wireless	100 / 50
Xtreme5G Fixed Wireless	50 / 10

May also be available: Blue Ridge Cable Technologies, Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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