1731 Jamison Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 1731 Jamison Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,420 sqft · built 1973
Lot Size	0.624 acres (27,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2022)
Tax Bill	$4,351 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 156.01-1-25`

Property Details

APN / Parcel Number

Primary APN	`144200 156.01-1-25`
Alternative APN	`42001560100001025000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	27,125 sqft (0.624 acres)
Lot Dimensions	217 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1731 JAMISON RD
City	ELMA
State	NY
Zip	14059-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2011
Census Tract	14101

Owner

Source: Erie County and Elma Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1731 JAMISON RD, ELMA, NY 14059-9252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Deed Document Number	2022183356
Deed Book / Page	11408 / 2055
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 26, 2022
Property Address	1731 JAMISON RD, ELMA, NY 14059-9252
Document Number	0114082055
Book / Page	11408 / 2055
Instrument Date	Sep 12, 2022
Instrument	2022183356
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1731 JAMISON RD, 1731, ELMA, NY 14059-9252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 EMPORIUM AVE, WEST SENECA, NY 14224-1142

Mortgage

Document Number	0014069591
Date	Sep 26, 2022
Instrument	14069/591

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	1731 JAMISON RD, ELMA, NY 14059-9252
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 JAMISON RD, ELMA, NY 14059-9252

Mortgage

Document Number	0139896137
Date	Apr 12, 2021
Book Page	13989/6137
Instrument	2021068025

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,351.00 (+268.1%)
2025	$1,182.00 (-71.61%)	$7,500 (-) Land $1,300 Building $6,200	$288,450 (+3.84%) Land $49,998 Building $238,452
2024	$4,163.00	$7,500 (-) Land $1,300 Building $6,200	$277,778 (+3.7%) Land $48,148 Building $229,630
2023		$7,500 Land $1,300 Building $6,200	$267,857 Land $46,429 Building $221,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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