1731 E Cardinal Dr, Albany, IN 47320 Property Records

Randolph County property record for 1731 E Cardinal Dr, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1974
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on Record
Last Sale	$83,900 (Nov 2020)
Tax Bill	$993 (2025)
Deeds & Mortgages	Dec 2019 Second Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-00043-00`

Property Details

APN / Parcel Number

Primary APN	`012-00043-00`
Alternative APNs	`68-06-05-203-017.000-004` `00000011182`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1997
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	143 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000011182
Street Address	1731 E CARDINAL DR
City	ALBANY
State	IN
Zip	47320-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALBANY HEIGHTS SEC A LOT 15
Legal Subdivision	ALBANY HEIGHTS
Legal Lot Number	15
Jurisdiction	RANDOLPH IN
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2023
Census Tract	951500

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1731 E CARDINAL DR, ALBANY, IN 47320-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MUTUAL BANK FSB
Aug 15, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	20204877
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	1731 E CARDINAL DR, ALBANY, IN 47320-1420
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020194682
Date	Dec 5, 2019
Instrument	20194682

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 14, 2034

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	1731 E CARDINAL DR, ALBANY, IN 47320-1420
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020223987
Date	Aug 15, 2022
Instrument	20223987

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Nov 23, 2020
Property Address	1731 E CARDINAL DR, ALBANY, IN 47320-1420
Document Number	0020204877
Map Reference	MB 2 PG 5
Instrument Date	Nov 20, 2020
Instrument	20204877
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 E CARDINAL DR, ALBANY, IN 47320-1420
Investor	Possibly a Property Investor

Mortgage

Document Number	0020204878
Date	Nov 23, 2020
Instrument	20204878

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Randolph County
County Subdivision	Green Township
Unified School District	Monroe Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00 (+114.47%) Homeowner's exemption	$119,100 (+24.45%) Land $4,700 Building $114,400	$119,100 (+24.45%) Land $4,700 Building $114,400
2024	$463.00 (-16.27%)
2023		$95,700 (-4.3%) Land $8,800 Building $86,900	$95,700 (-4.3%) Land $8,800 Building $86,900
2022	$553.00	$100,000 Land $8,800 Building $91,200	$100,000 Land $8,800 Building $91,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

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