1731 Circulo Bahia, Rio Rico, AZ 85648 Property Records

Santa Cruz County property record for 1731 Circulo Bahia, Rio Rico, AZ 85648

Property Summary

Property Type	Single Family Home
Details	491 sqft · built 2025
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$274,000 (Sep 2026)
Tax Bill	$126 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-03-165`

Property Details

APN / Parcel Number

Primary APN	`132-03-165`
Alternative APNs	`R000036285` `1320316506`

Interior

Stories	1 Story
Building Area	491 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	491 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	R000036285
Street Address	1731 CIRCULO BAHIA
City	RIO RICO
State	AZ
Zip	85648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB RIO RICO RANCHETTES UNIT NO.18 LOT 14 OF BLK 527
Legal Range	13E
Legal Township	21S
Legal Section	33
Legal Subdivision	SUB RIO RICO RANCHETTES
Legal Block	527
Legal Lot Number	14
Jurisdiction	SANTA CRUZ AZ
Township / Civil Division	NOGALES
Census Block Group	2
Census Block	2074
Census Tract	966109

Owner

1731 Circulo Bahia is owned and occupied by two individuals who bought it in September 2026.

Source: Santa Cruz County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1731 CIRCULO BAHIA, RIO RICO, AZ 85648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Apr 29, 2024	Warranty Deed, Transfer
Jul 8, 2021	Warranty Deed, Transfer LAWYERS TITLE
Jul 8, 2021	Affidavit of Death of Joint Tenant, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Apr 29, 2024 · Amount on File
Deed Document Number	20266489
Prior Transfer Date	Jun 27, 2021
Prior Transfer Doc	0000006151
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA CRUZ AZ
Recording Date	Sep 18, 2026
Property Address	1731 CIRCULO BAHIA, RIO RICO, AZ 85648
Document Number	0000006489
Instrument Date	Sep 14, 2026
Instrument	20266489
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	STEWART TITLE, STEWART TITLE & TRUST OF PHOEN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 CIRCULO BAHIA, RIO RICO, AZ 85648

Mortgage

Document Number	0000006491,
Date	Sep 18, 2026
Instrument	20266491

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2055

Interest

Max Rate	-1%

Mortgage

Document Number	0000006492,
Date	Sep 18, 2026
Instrument	20266492

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA CRUZ AZ
Recording Date	Apr 29, 2024
Property Address	1731 CIRCULO BAHIA, RIO RICO, AZ 85648-8012
Document Number	0000002632
Map Reference	MB 3 PG 19
Instrument Date	Apr 27, 2024
Instrument	2024-02632
Transaction Type	Transfer
Record Updated	May 8, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 E GRANT ST, NOGALES, AZ 85621-1916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 CAMINO MILANO UNIT A, A, RIO RICO, AZ 85648-6484

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA CRUZ AZ
Recording Date	Jul 8, 2021
Property Address	1731 CIRCULO BAHIA, RIO RICO, AZ 85648-8012
Document Number	0000006152
Map Reference	MB 3 PG 19
Instrument Date	Jul 2, 2021
Instrument	2021-06152
Transaction Type	Transfer
Record Updated	May 8, 2025
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 AVENIDA CASTILLA, LAGUNA WOODS, CA 92637-3892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 CIRCULO BAHIA, RIO RICO, AZ 85648-8012

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ AZ
Recording Date	Jul 8, 2021
Property Address	1731 CIRCULO BAHIA, RIO RICO, AZ 85648-8012
Document Number	0000006151
Map Reference	MB 3 PG 19
Instrument Date	Jun 27, 2021
Instrument	2021-06151
Transaction Type	Transfer
Record Updated	May 8, 2025
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1731 Circulo Bahia was $126.

Source: Santa Cruz County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Santa Cruz County
Unified School District	Santa Cruz Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$248,861 Land $10,600 Building $238,261
2025	$126.00
2023		$930 (-) Land $930	$6,200 (-) Land $6,200
2022	$113.00	$930 Land $930	$6,200 Land $6,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1731 Circulo Bahia in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1731 Circulo Bahia is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY WATER RIO RICO private · serves 17,960 people · EPA ID AZ0412011
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Simply Bits Fixed Wireless	100 / 30
CenturyLink DSL	60 / 5

May also be available: Bluespan Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circulo Bahia

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