1731 Central Ave, Whiting, IN 46394 Property Records

Lake County property record for 1731 Central Ave, Whiting, IN 46394

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1995
Lot Size	0.084 acres (3,660 sqft)
Owner	Individual Name on Record
Tax Bill	$1,860 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-28-29-0034-0011`

Property Details

APN / Parcel Number

Primary APN	`007-28-29-0034-0011`
Alternative APNs	`45-03-07-203-010.000-025` `282900340011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Basement Area	924 sqft

Exterior

Year Built	Built 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,660 sqft (0.084 acres)
Lot Dimensions	122 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-28-29-0034-0011
Old Parcel Number	282900340011
Street Address	1731 CENTRAL AVE
City	WHITING
State	IN
Zip	46394-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL PARK ADD. LOT 13 BL.2
Legal Subdivision	CENTRAL PARK ADD
Legal Block	2
Legal Lot Number	13
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1012
Census Tract	40200

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1731 CENTRAL AVE, WHITING, IN 46394-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020
Deed Sale	Oct 27, 2020
Prior Sale	Dec 16, 2005
Deed Document Number	2020-076862
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 27, 2020
Property Address	1731 CENTRAL AVE, WHITING, IN 46394-1603
Document Number	0000076862
Map Reference	MB 5 PG 1
Instrument Date	Oct 7, 2020
Instrument	2020-076862
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 CENTRAL AVE, WHITING, IN 46394-1603
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076863
Date	Oct 27, 2020
Instrument	2020-076863

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Whiting City
Unified School District	Whiting School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,600 (+20.75%) Land $36,400 Building $188,200	$224,600 (+20.75%) Land $36,400 Building $188,200
2024	$1,860.00 (+25.85%)
2023		$186,000 (+25.85%) Land $36,400 Building $149,600	$186,000 (+25.85%) Land $36,400 Building $149,600
2022	$1,478.00 Homeowner's exemption	$147,800 Land $36,400 Building $111,400	$147,800 Land $36,400 Building $111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,011 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20