1731 Cardinal Ct, Chico, CA 95926 Property Records

Butte County property record for 1731 Cardinal Ct, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1986
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2012)
Tax Bill	$3,746 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-580-012-000`

Property Details

APN / Parcel Number

Primary APN	`042-580-012-000`
Alternative APN	`042-580-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	042-580-012
Street Address	1731 CARDINAL CT
City	CHICO
State	CA
Zip	95926-7798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASR
Legal Description	LOT 12 SILVER TREE SUB
Legal Subdivision	SILVER TREE SUB
Legal Lot Number	12
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3006
Census Tract	501

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1731 CARDINAL CT, CHICO, CA 95926-7798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage SRG CAPITAL LLC
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2012 · Amount on Record
Deed Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	201225788
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1731 CARDINAL CT, CHICO, CA 95926-7798
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 SESSLER DR, YUBA CITY, CA 95993-7649

Mortgage

Document Number	0000014423
Date	Jun 1, 2023
Instrument	2023-0014423

Lender

Name	SRG CAPITAL LLC
Type	Non-Lending Institution
Address	YUBA CITY, CA 95992

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1731 CARDINAL CT, CHICO, CA 95926-7798
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 CARDINAL CT, CHICO, CA 95926-7798

Mortgage

Document Number	0000022017
Date	May 13, 2021
Instrument	2021-0022017

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	259 Months
Due	Dec 1, 2042

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1731 CARDINAL CT, CHICO, CA 95926-7798
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013170
Date	Mar 4, 2019
Instrument	2019-0013170

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,564 (+2%) Land $125,600 Building $200,964
2025	$3,746.00 (+7.92%)	$320,162 (+4.04%) Land $123,138 Building $197,024
2024			$508,950
2023	$3,471.00 (+1.64%)	$307,731 Land $118,357 Building $189,374
2022	$3,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, DigitalPath, unWired Broadband, Verizon.

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