1731 Alray Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1731 Alray Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,957 sqft · built 1971
Lot Size	0.191 acres (8,300 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2020)
Tax Bill	$10,066 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-370-035-7`

Property Details

APN / Parcel Number

Primary APN	`114-370-035-7`
Alternative APN	`114-370-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,957 sqft Living Area
1st Floor Area	1,957 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1978
Lot Area	8,300 sqft (0.191 acres)
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1731 ALRAY DR
City	CONCORD
State	CA
Zip	94519-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 3897 LOT 3
Legal Subdivision	TRACT 3897
Legal Tract	3897
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	331000

Owner

1731 Alray Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1731 ALRAY DR, CONCORD, CA 94519-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Dec 9, 2020	Quit Claim Deed, Transfer · Conventional Mortgage OWNING CORPORATION
Feb 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Prior Sale	Feb 26, 2016 · Amount on File
Deed Document Number	2020307390
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	0000307390
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1731 ALRAY DR, CONCORD, CA 94519-1802
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 ALRAY DR, CONCORD, CA 94519-1802

Mortgage

Document Number	0000111525
Date	Oct 22, 2025
Instrument	2025- 111525

Lender

Name	PATELCO CU
Type	Credit Union
Address	3 PARK PL, DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 9, 2020
Property Address	1731 ALRAY DR, CONCORD, CA 94519-1802
Document Number	0000307390
Map Reference	MB 130 PG 18
Instrument Date	Nov 13, 2020
Instrument	2020-307390
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1731 ALRAY DR, CONCORD, CA 94519-1802

Mortgage

Document Number	0000307391
Date	Dec 9, 2020
Instrument	2020-307391

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 28, 2019
Property Address	1731 ALRAY DR, CONCORD, CA 94519-1802
Document Number	0000027667
Instrument Date	Feb 7, 2019
Instrument	27667
Transaction Type	Transfer
Record Updated	Mar 11, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1832 DENKINGER RD CONCORD CA 945211135, CONCORD, CA 94521-1135

Tax Assessment & Valuation

The 2025 property tax bill for 1731 Alray Dr was $10,066.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$836,866 (+2%) Land $524,180 Building $312,686
2025	$10,066.00	$820,457 Land $513,902 Building $306,555
2023	$9,640.00 (+1.24%)	$788,600 Land $493,948 Building $294,652
2022	$9,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1731 Alray Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1982–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1731 Alray Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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