1731 5th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1731 5th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,841 sqft · built 1990
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (May 2023)
Tax Bill$12,693 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN038-501-004

Property Details

APN / Parcel Number

Primary APN038-501-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,841 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area5,750 sqft (0.132 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1731 5TH ST
CityLOS OSOS
StateCA
Zip93402-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPM 46-55 PAR 1
Legal SubdivisionMAP COAL-88-069
Legal Block3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3017
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1731 5TH ST, LOS OSOS, CA 93402-2109
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Document Number202314180
Prior Transfer DateSep 1, 2015
Prior Transfer Doc0000045616
Record UpdatedSep 20, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 22, 2023
Property Address1731 5TH ST, LOS OSOS, CA 93402-2109
Document Number0000014180
Map ReferenceMB 46 PG 45
Instrument DateMay 3, 2023
Instrument2023014180
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1731 5TH ST, LOS OSOS, CA 93402-2109

Mortgage

Document Number0000014181
DateMay 22, 2023
Instrument2023014181
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Mortgage

Document Number0000014182
DateMay 22, 2023
Instrument2023014182
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$902,026 (+2%) Land $477,543 Building $424,483
2025$12,693.00 (+35.33%) Homeowner's exemption$884,340 (+50.26%) Land $468,180 Building $416,160
2023$9,379.00 (+5.13%)$588,533 Land $265,105 Building $323,428
2022$8,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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