Garrett County property record for 1730 Mount Zion Rd, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,040 sqft · built 1999 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,000 (Aug 2019) |
| Tax Bill | $1,775 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-002104 |
| Primary APN | 01-002104 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,040 sqft Total Area |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 102,366 sqft (2.35 acres) |
| Deck Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 002104 |
|---|---|
| Street Address | 1730 MOUNT ZION RD |
| City | SWANTON |
| State | MD |
| Zip | 21561-1568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.35 AC S/S MT ZION RD MT ZION |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 400 |
Source: Garrett County records, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1730 MOUNT ZION RD, SWANTON, MD 21561-1568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 22, 2019 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2019 · Amount on Record |
| Deed Sale | Aug 22, 2019 · Amount on Record |
| Prior Sale | Jul 18, 2016 · Amount on Record |
| Deed Book / Page | 2150 / 181 |
| Prior Transfer Date | Jul 10, 2018 |
| Prior Transfer Doc | 0021410349 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1730 MOUNT ZION RD, SWANTON, MD 21561-1568 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0023590153 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 2359/153 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Aug 22, 2019 |
| Property Address | 1730 MOUNT ZION RD, SWANTON, MD 21561-1568 |
| Document Number | 0021500181 |
| Book / Page | 2150 / 0181 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1730 MOUNT ZION RD, SWANTON, MD 21561-1568 |
| Document Number | 0002150185 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2150/185 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Garrett County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,775.00 (+7.97%) | $151,567 (+11.69%) | $172,900 (+22.71%) Land $24,500 Building $148,400 |
| 2023 | $1,644.00 | $135,700 | $140,900 Land $21,400 Building $119,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1985–1996) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless | 25 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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