173 Willow Way, Jefferson, ME 04348 Property Records

Lincoln County and Jefferson Town property record for 173 Willow Way, Jefferson, ME 04348

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jun 2023)
Tax Bill	$7,623 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2019 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`JEFN M:009 L:012-4A`

Property Details

APN / Parcel Number

Primary APN	`JEFN M:009 L:012-4A`
Alternative APNs	`M:009 L:012=4A` `2342`

Exterior

Architectural Style	Multi-Family
Lot Area	871,200 sqft (20 acres)

Location & Zoning

Account Number	2342
Street Address	173 WILLOW WAY
City	JEFFERSON
State	ME
Zip	04348-3289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JERRY MOORES LAND
Legal Lot Number	12-4A
Jurisdiction	JEFFERSON ME
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2057
Census Tract	975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

173 Willow Way is owned and occupied by two individuals who bought it in June 2023.

Source: Lincoln County and Jefferson Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	173 WILLOW WAY, JEFFERSON, ME 04348-3289
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Personal Representative Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Sep 23, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Sep 16, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 17, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Deed Document Number	202397360
Deed Book / Page	6010 / 57
Record Updated	Sep 20, 2026

June 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JEFFERSON ME
Recording Date	Jun 27, 2023
Property Address	173 WILLOW WAY, JEFFERSON, ME 04348-3289
Document Number	0060100057
Book / Page	6010 / 57
Instrument Date	Jun 23, 2023
Instrument	97360
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	86 SCHOOL ST, DAMARISCOTTA, ME 04543-4625

Mortgage

Document Number	0000097361
Date	Jun 27, 2023
Instrument	97361

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	173 WILLOW WAY, JEFFERSON, ME 04348-3289
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054360037
Date	Sep 23, 2019
Book Page	5436/37
Instrument	54335

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Type Change Date	Oct 1, 2020

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	173 WILLOW WAY, JEFFERSON, ME 04348-3289
Document Number	0054360054
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 WILLOW WAY JEFFERSON ME 043483289, JEFFERSON, ME 04348-3289

Mortgage

Document Number	0054360054
Date	Sep 23, 2019
Book Page	005436/000054
Instrument	54336

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	3.44%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	173 WILLOW WAY, JEFFERSON, ME 04348-3289
Document Number	0052060253
Book / Page	005206 / 000253
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	173 WILLOW WAY JEFFERSON ME 043483289, JEFFERSON, ME 04348-3289

Mortgage

Document Number	0052060253
Date	Dec 1, 2017
Book Page	005206/000253
Instrument	33806

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 173 Willow Way was $7,623, up 21.8% from the year before.

Source: Lincoln County and Jefferson Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Jefferson Town
Unified School District	Jefferson (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,623.00 (+21.81%)	$516,800 (-) Land $150,700 Building $366,100
2024	$6,258.00 (+7.03%)	$516,800 (+44.96%) Land $150,700 Building $366,100
2023	$5,847.00 (+8.98%)	$356,500 (-) Land $103,900 Building $252,600
2022	$5,365.00	$356,500 Land $103,900 Building $252,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 173 Willow Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Willow Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tidewater O.P.E.N. Fiber	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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