173 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 173 Willmont St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,378 sqft · built 1920
Lot Size0.146 acres (6,400 sqft)
OwnerIndividual Name on Record
Last Sale$57,000 (Oct 2008)
Tax Bill$1,382 (2026)
Deeds & MortgagesSep 2023 Mortgage
May 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN081295-00.0

Property Details

APN / Parcel Number

Primary APN081295-00.0
Alternative APNs
  • 140010722000020140000000
  • 261400 107.22-2-14

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,378 sqft Living Area
1st Floor Area991 sqft
Upper Floors Area387 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,400 sqft (0.146 acres)
Lot Dimensions160 ft deep x 40 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number081295-00.0
Street Address173 WILLMONT ST
CityROCHESTER
StateNY
Zip14609-3618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0083.00 504 22 00000 33 WILLMONT SUB
Legal Block2
Legal Lot Number14.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2015
Census Tract8301

Owner

Source: Monroe County and Rochester City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address173 WILLMONT ST, ROCHESTER, NY 14609-3618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 17, 2019Loan Modification, Mortgage · FHA Mortgage
HSBC BK USA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2008 · Amount on Record
Deed SaleOct 23, 2008 · Amount on Record
Prior SaleJun 17, 1999 · Amount on Record
Deed Book / Page10680 / 402
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address173 WILLMONT ST, ROCHESTER, NY 14609-3618
Transaction TypeMortgage
Record UpdatedOct 23, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 WILLMONT ST, ROCHESTER, NY 14609-3618

Mortgage

Document Number0000000431
DateSep 28, 2023
Book Page30450/34
Instrument202309280431
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2063

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE NY
Property Address173 WILLMONT ST, ROCHESTER, NY 14609-3618
Document Number0000000439
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 WILLMONT ST ROCHESTER NY 146093618, ROCHESTER, NY 14609-3618

Mortgage

Document Number0000000439
DateJul 29, 2019
Book Page028121/000169
Instrument439
Lender
NameHSBC BK USA NA
TypeBank
AddressLAKE ZURICH, IL 60047
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,382.00 (+0.73%)
2025$1,372.00$141,900 (+102.71%) Land $13,400 Building $128,500$141,900 (+68.25%) Land $13,400 Building $128,500
2023$70,000 Land $6,400 Building $63,600$84,337 Land $7,711 Building $76,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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