Monroe County and Rochester City property record for 173 Willmont St, Rochester, NY 14609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,378 sqft · built 1920 |
| Lot Size | 0.146 acres (6,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,000 (Oct 2008) |
| Tax Bill | $1,382 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 081295-00.0 |
| Primary APN | 081295-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 991 sqft |
| Upper Floors Area | 387 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,400 sqft (0.146 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 081295-00.0 |
|---|---|
| Street Address | 173 WILLMONT ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14609-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Description | 0083.00 504 22 00000 33 WILLMONT SUB |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 8301 |
Source: Monroe County and Rochester City records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 173 WILLMONT ST, ROCHESTER, NY 14609-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 17, 2019 | Loan Modification, Mortgage · FHA Mortgage HSBC BK USA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2008 · Amount on Record |
| Deed Sale | Oct 23, 2008 · Amount on Record |
| Prior Sale | Jun 17, 1999 · Amount on Record |
| Deed Book / Page | 10680 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 173 WILLMONT ST, ROCHESTER, NY 14609-3618 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 173 WILLMONT ST, ROCHESTER, NY 14609-3618 |
| Document Number | 0000000431 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 30450/34 |
| Instrument | 202309280431 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2063 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 173 WILLMONT ST, ROCHESTER, NY 14609-3618 |
| Document Number | 0000000439 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 173 WILLMONT ST ROCHESTER NY 146093618, ROCHESTER, NY 14609-3618 |
| Document Number | 0000000439 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 028121/000169 |
| Instrument | 439 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | LAKE ZURICH, IL 60047 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,382.00 (+0.73%) | ||
| 2025 | $1,372.00 | $141,900 (+102.71%) Land $13,400 Building $128,500 | $141,900 (+68.25%) Land $13,400 Building $128,500 |
| 2023 | $70,000 Land $6,400 Building $63,600 | $84,337 Land $7,711 Building $76,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Greenlight Networks, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures