173 Whites Point Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 173 Whites Point Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$328,100 (Nov 2015)
Tax Bill	$8,768 (2025)
Deeds & Mortgages	Feb 2021 Refinance May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`STAN M:57 L:7`

Property Details

APN / Parcel Number

Primary APN	`STAN M:57 L:7`
Alternative APN	`T2493R`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	912 sqft Living Area
Gross Area	942 sqft
1st Floor Area	512 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	T2493R
Street Address	173 WHITES POINT RD
City	STANDISH
State	ME
Zip	04084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	7
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	3
Census Block	3001
Census Tract	17002

Owner

173 Whites Point Rd is owned by two individuals who bought it in November 2015.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 WILDRIDGE RD, STANDISH, ME 04084-6441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
May 27, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2015 · Amount on File
Deed Sale	Nov 27, 2015 · Amount on File
Prior Sale	Nov 10, 2009 · Amount on File
Deed Book / Page	32758 / 224
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	173 WHITES POINT RD, STANDISH, ME 04084
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377630182
Date	Feb 1, 2021
Book Page	37763/182
Instrument	7354

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	173 WHITES POINT RD, STANDISH, ME 04084
Document Number	0367750018
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILDRIDGE RD STANDISH ME 040846441, STANDISH, ME 04084-6441

Mortgage

Document Number	0367750018
Date	Jun 5, 2020
Book Page	036775/000018
Instrument	29793

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 173 Whites Point Rd was $8,768, up 4.3% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,768.00 (+4.32%)	$707,100 (+6%) Land $637,000 Building $70,100
2024	$8,405.00 (+19.46%)	$667,100 (+31.32%) Land $601,000 Building $66,100
2023	$7,036.00 (+10.82%)	$508,000 (+15.61%) Land $455,900 Building $52,100
2022	$6,349.00	$439,400 Land $395,800 Building $43,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 173 Whites Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Whites Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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