173 Westminster St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 173 Westminster St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,308 sqft · built 1912
Lot Size0.178 acres (7,771 sqft)
OwnerIndividual Name on Record
Last Sale$182,000 (Aug 2018)
Tax Bill$4,394 (2026)
Deeds & MortgagesJan 2024 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:12201 P:0041

Property Details

APN / Parcel Number

Primary APNSPRI S:12201 P:0041
Alternative APN
  • 122010041

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,308 sqft Living Area
1st Floor Area852 sqft
Basement Area186 sqft
Unfinished Basement186 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area7,771 sqft (0.178 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number122010041
Street Address173 WESTMINSTER ST
CitySPRINGFIELD
StateMA
Zip01109-3924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4018
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address173 WESTMINSTER ST, SPRINGFIELD, MA 01109-3924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 3, 2018Quit Claim Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleMar 15, 2018 · Amount on Record
Deed Document Number201846006
Deed Book / Page22300 / 207
Transfer Doc022300-207
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address173 WESTMINSTER ST, SPRINGFIELD, MA 01109-3924
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025285-593
DateJan 10, 2024
Book Page25285/593
Instrument1182
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term469 Months
DueFeb 1, 2063

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateAug 3, 2018
Property Address173 WESTMINSTER ST, SPRINGFIELD, MA 01109-3924
Document Number22300-207
Book / Page022300 / 000207
Instrument DateAug 3, 2018
Instrument46006
Transaction TypeTransfer
Record UpdatedAug 21, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$846.30
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 WESTMINSTER ST SPRINGFIELD MA 011093924, SPRINGFIELD, MA 01109-3924

Mortgage

Document Number22300-209
DateAug 3, 2018
Book Page022300/000209
Instrument46007
Lender
NameSTEARNS LNDG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,394.00 (-6.55%)$284,200 (-5.24%) Land $25,000 Building $259,200$305,285 (+7.8%)
2025$4,702.00 (+14.38%)$299,900 (+24.39%) Land $25,800 Building $274,100$283,195 (+7.77%)
2024$262,770
2023$4,111.00$241,100 Land $23,000 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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