173 Tower Rd, Lincoln, MA 01773 Property Records

Middlesex County and Lincoln Town property record for 173 Tower Rd, Lincoln, MA 01773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,037 sqft · built 2009
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$1,790,000 (Jul 2024)
Tax Bill	$183 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:179 B:44 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:179 B:44 L:0`
Alternative APN	`LINC M:179 L:44 S:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,037 sqft Living Area
Gross Area	5,667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	173 TOWER RD
City	LINCOLN
State	MA
Zip	01773-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	44
Jurisdiction	LINCOLN MA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3005
Census Tract	360300

Owner

Source: Middlesex County and Lincoln Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	173 TOWER RD, LINCOLN, MA 01773-4301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Jun 3, 2020	Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Jun 8, 2017	Quit Claim Deed, Transfer · FHA Mortgage WASHINGTON TRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Book / Page	83051 / 271
Transfer Doc	069404-591
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MA
Property Address	173 TOWER RD, LINCOLN, MA 01773-4301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74589-42
Date	May 1, 2020
Book Page	74589/42
Instrument	65414

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MA
Property Address	173 TOWER RD, LINCOLN, MA 01773-4301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74805-423
Date	Jun 3, 2020
Book Page	74805/423
Instrument	84522

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2030
Index	LIBOR

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MA
Property Address	173 TOWER RD, LINCOLN, MA 01773-4301
Document Number	71866-448
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 TOWER RD LINCOLN MA 017734301, LINCOLN, MA 01773-4301

Mortgage

Document Number	71866-448
Date	Nov 9, 2018
Book Page	071866/000448
Instrument	2971

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MA
Recording Date	Jun 8, 2017
Property Address	173 TOWER RD, LINCOLN, MA 01773-4301
Document Number	69404-591
Book / Page	69404 / 591
Instrument	86315
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 TOWER RD, LINCOLN, MA 01773-4301

Mortgage

Document Number	694050001
Date	Jun 8, 2017
Instrument	69405/0001

Lender

Name	WASHINGTON TRUST MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Interest

Rate	3.38%
Max Rate At Change	70.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Middlesex County and Lincoln Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lincoln Town
Elementary School District	Lincoln School District (PK - 08)
Secondary School District	Lincoln-Sudbury School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$183.00 (-98.99%)	$1,432,300 (+1.95%) Land $660,400 Building $771,900	$1,660,315
2024	$18,109.00 (-3.56%)	$1,404,900 (+4.15%) Land $647,500 Building $757,400
2023	$18,777.00	$1,348,900 Land $596,300 Building $752,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER DEPT serves 5,593 people · EPA ID MA3157000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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