173 Thompson St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 173 Thompson St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,172 sqft · built 1899
Lot Size0.209 acres (9,100 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Sep 2009)
Tax Bill$3,007 (2026)
Deeds & MortgagesSep 2021 Line of Credit
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:11525 P:0049

Property Details

APN / Parcel Number

Primary APNSPRI S:11525 P:0049
Alternative APN
  • 115250049

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,172 sqft Living Area
1st Floor Area1,046 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area9,100 sqft (0.209 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number115250049
Street Address173 THOMPSON ST
CitySPRINGFIELD
StateMA
Zip01109-4036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3008
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District
listed 1976 · 393 contributing resources · NRIS 76000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address173 THOMPSON ST, SPRINGFIELD, MA 01109-4036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jul 30, 2019Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
Jan 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2009 · Amount on Record
Deed SaleSep 30, 2009 · Amount on Record
Prior SaleJul 28, 1992 · Amount on Record
Deed Document Number200965615
Deed Book / Page18009 / 243
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address173 THOMPSON ST, SPRINGFIELD, MA 01109-4036
Transaction TypeMortgage
Record UpdatedSep 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24098-193
DateSep 2, 2021
Book Page24098/193
Instrument61942
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2046
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address173 THOMPSON ST, SPRINGFIELD, MA 01109-4036
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22780-23
DateJul 30, 2019
Book Page22780/23
Instrument42197
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address173 THOMPSON ST, SPRINGFIELD, MA 01109-4036
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23043-569
DateJan 14, 2020
Book Page23043/569
Instrument2082
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,007.00 (-0.69%)$194,500 (+0.73%) Land $25,300 Building $169,200$268,164 (+10.87%)
2025$3,028.00 (+16.91%)$193,100 (+27.12%) Land $26,100 Building $167,000$241,870 (-10.82%)
2024$271,225
2023$2,590.00$151,900 Land $23,200 Building $128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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