Washington County property record for 173 Summit Ave, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,902 sqft · built 1887 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jun 2026) |
| Tax Bill | $1,515 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-005224 |
| Primary APN | 03-005224 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Total Area |
| Attic | Attic |
| Attic Area | 460 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 544 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 005224 |
|---|---|
| Street Address | 173 SUMMIT AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMED |
| Legal Description | LOT 40X160 173 SUMMIT AVE |
| Legal Lot Number | 173 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Apr 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Apr 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Jul 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Aug 3, 2018 | Grant Deed, Construction Loan PREMIERE SETTLEMENT AND TITLE, PREMIERE SETTLEMENT & TITLE |
| Jul 24, 2018 | Deed of Trust, Mortgage COLUMBIA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Aug 3, 2018 · Amount on Record |
| Deed Book / Page | 7949 / 398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 17, 2026 |
| Property Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Document Number | 7949000398 |
| Book / Page | 7949 / 398 |
| Instrument Date | Jun 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FRIENDSHIP TITLE, FRIENDS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,815.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Document Number | 7949000404, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 7949/404 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Document Number | 0074370200 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 7437/200 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Document Number | 0072260012 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 7226/12 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Document Number | 0058060285 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 173 SUMMIT AVE HAGERSTOWN MD 217405508, HAGERSTOWN, MD 21740-5508 |
| Document Number | 0058060285 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 005806/000285 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | HAGERSTOWN, MD 21740 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 3, 2018 |
| Property Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Document Number | 0058060258 |
| Book / Page | 005806 / 000258 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 15, 2018 |
| Title Company | PREMIERE SETTLEMENT AND TITLE, PREMIERE SETTLEMENT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $149.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 173 SUMMIT AVE HAGERSTOWN MD 217405508, HAGERSTOWN, MD 21740-5508 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 173 SUMMIT AVE, HAGERSTOWN, MD 21740-5508 |
| Document Number | 0058060264 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 246 S POTOMAC ST HAGERSTOWN MD 217406005, HAGERSTOWN, MD 21740-6005 |
| Document Number | 0058060264 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 005806/000264 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 2, 2048 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,515.00 (+10.99%) | $166,300 (+11.01%) | $199,300 (+33.04%) Land $25,700 Building $173,600 |
| 2025 | $1,365.00 (+9.11%) | $149,800 (+19.78%) Land $25,700 Building $124,100 | $149,800 (-) Land $25,700 Building $124,100 |
| 2024 | $1,251.00 (+9.35%) | ||
| 2023 | $1,144.00 | $125,067 | $149,800 Land $25,700 Building $124,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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