173 State Rte 370 E, Sebree, KY 42455 Property Records

Webster County property record for 173 State Rte 370 E, Sebree, KY 42455

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,487 sqft
OwnerIndividual Name on Record
Last Sale$150,000 (Sep 2022)
Tax Bill$1,683 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN00S-044-009

Property Details

APN / Parcel Number

Primary APN00S-044-009
Alternative APNs
  • 10745
  • 1531
  • 1550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,487 sqft Finished Area
Family RoomFamily Room

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeCarport
CarportCarport
Carport Area384 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area108 sqft
Patio Area192 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1550
Street Address173 STATE ROUTE 370 E
CitySEBREE
StateKY
Zip42455-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionWEBSTER KY
Township / Civil DivisionSEBREE
Census Block Group1
Census Block1055
Census Tract960100

Owner

Source: Webster County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Commercial Mortgage
HERITAGE FCU
Nov 6, 2017Deed of Trust, Mortgage · Line of Credit
INDEPENDENCE BANK OF KENTUCKY
Feb 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENCE BANK
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENCE BANK OF KENTUCKY
Sep 22, 2022Deed, Transfer · USDA Mortgage
ACCEPTANCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2022 · Amount on Record
Deed SaleSep 22, 2022 · Amount on Record
Deed Document Number448913
Deed Book / Page316 / 740
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER KY
Property Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207

Mortgage

Document Number000407/454
DateJan 29, 2026
Book Page407/454
Instrument470625
Lender
NameHERITAGE FCU
TypeCredit Union
AddressPO BOX 189, NEWBURGH, IN 47629
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJan 16, 2031

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER KY
Property Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207
Transaction TypeMortgage
Record UpdatedApr 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG338/784
DateNov 6, 2017
Book PageMTG 338/784
Instrument287241
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueOct 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER KY
Property Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207
Transaction TypeMortgage
Record UpdatedApr 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG346/277
DateFeb 5, 2019
Book PageMTG 346/277
Instrument402103
Lender
NameINDEPENDENCE BANK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2034

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER KY
Property Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207
Transaction TypeMortgage
Record UpdatedApr 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG360/324
DateNov 16, 2020
Book PageMTG 360/324
Instrument418368
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionWEBSTER KY
Recording DateSep 22, 2022
Property Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207
Document Number000316/740
Book / Page316 / 740
Instrument DateSep 14, 2022
Instrument448913
Transaction TypeTransfer
Record UpdatedApr 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 STATE ROUTE 370 E, SEBREE, KY 42455-2207

Mortgage

Document Number00000380/1
DateSep 22, 2022
Book Page380/1
Instrument448914
Lender
NameACCEPTANCE HOME MORTGAGE LLC
TypeMortgage Company
AddressEVANSVILLE, IN 47715
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWebster County
MunicipalitySebree City
Unified School DistrictWebster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,683.00 (-0.59%)$150,000 (-)$150,000 (-)
2023$1,693.00$150,000$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEBREE WATER DEPARTMENT
serves 1,743 people · EPA ID KY1170388
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
100 / 20

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