173 Smith Rd, Searcy, AR 72143 Property Records

White County property record for 173 Smith Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,116 sqft · built 2018
Lot Size	6.37 acres (277,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$582,000 (Mar 2026)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-08311-001`

Property Details

APN / Parcel Number

Primary APN	`001-08311-001`
Alternative APN	`137471`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,116 sqft Living Area
Gross Area	3,912 sqft
1st Floor Area	2,673 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	277,477 sqft (6.37 acres)
Garage Type	Attached
Garage Area	796 sqft
Driveway	Concrete Driveway
Driveway Area	644 sqft
Porch	Open Porch
Porch Area	321 sqft
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	173 SMITH RD
City	SEARCY
State	AR
Zip	72143-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 208.70 E 624.70 NE NW
Legal Range	07
Legal Township	08
Legal Section	29
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1003
Census Tract	70401

Owner

Source: White County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 SMITH RD, SEARCY, AR 72143-9200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 5, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	20263552
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	173 SMITH RD, SEARCY, AR 72143-9200
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 HAYDEN DR, BEEBE, AR 72012-8019

Mortgage

Document Number	0L20263553
Date	Mar 19, 2026
Instrument	L2026-3553

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Aug 5, 2020
Property Address	173 SMITH RD, SEARCY, AR 72143-9200
Document Number	DEED2020/11096
Book / Page	DEED 2020 / 11096
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$333.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 SMITH RD, 185, SEARCY, AR 72143-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SMITH RD, SEARCY, AR 72143-9200

Mortgage

Document Number	MTG202020215
Date	Aug 5, 2020
Instrument	MTG 2020/20215

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Aug 15, 2024

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00 (+26.4%) Homeowner's exemption	$51,030 (-) Land $1,460 Building $49,570	$255,150 (-) Land $7,300 Building $247,850
2023	$1,606.00 Homeowner's exemption	$51,030 Land $1,460 Building $49,570	$255,150 Land $7,300 Building $247,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 88% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOUR MILE HILL PUBLIC FACILITIES BOARD serves 4,877 people · EPA ID AR0000586
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50

May also be available: Horton's TV & Electronics, Verizon.

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