Middlesex County and Lowell City property record for 173 School St, Lowell, MA 01854
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,998 sqft · built 1880 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $573,000 (Oct 2020) |
| Tax Bill | $9,344 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | W04840 |
| Primary APN | W04840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,998 sqft Living Area |
| Gross Area | 6,658 sqft |
| 1st Floor Area | 1,458 sqft |
| Attic | Attic |
| Attic Area | 1,110 sqft |
| Basement Area | 1,138 sqft |
| Unfinished Basement | 1,138 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | W04840 |
|---|---|
| Street Address | 173 SCHOOL ST |
| City | LOWELL |
| State | MA |
| Zip | 01854-3270 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TMF |
| Legal Block | 5240 |
| Legal Lot Number | 173 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 310700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
173 School St, a triplex, is owned and occupied by an individual who bought it in October 2020.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 SCHOOL ST, LOWELL, MA 01854-3270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 30, 2020 | Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Nov 23, 2005 · Amount on File |
| Deed Document Number | 202054992 |
| Prior Transfer Date | Sep 1, 2020 |
| Prior Transfer Doc | 34844-136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 173 SCHOOL ST, LOWELL, MA 01854-3270 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 038355-232 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 38355/232 |
| Instrument | 5580 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 30, 2020 |
| Property Address | 173 SCHOOL ST, LOWELL, MA 01854-3270 |
| Document Number | 34844-136 |
| Book / Page | 34844 / 136 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 54992 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 SCHOOL ST, LOWELL, MA 01854-3270 |
| Document Number | 54993 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 54993 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 173 School St was $9,344, up 16.8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $9,344.00 (+16.76%) | $823,300 (+18.1%) Land $133,300 Building $690,000 |
| 2025 | $8,003.00 (+4.87%) | $697,100 (+8.8%) Land $109,900 Building $587,200 |
| 2024 | $7,631.00 (+1.72%) | $640,700 (+6.08%) Land $102,700 Building $538,000 |
| 2023 | $7,502.00 | $604,000 Land $89,300 Building $514,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 173 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 173 School St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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