173 Saddleback Ln, Lucedale, MS 39452 Property Records

George County property record for 173 Saddleback Ln, Lucedale, MS 39452 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 2021
Square Footage	1,936 sqft Adjusted Area
Lot Size	409,028 sqft (9.39 acres)
Occupancy	Owner Occupied
Tax Bill	$1,578.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0903-07-0-044.02`
Alternative APN	`22927`

Interior

Full Baths	1 Baths
Building Area	1,936 sqft Adjusted Area
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Combination Exterior
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	409,028 sqft (9.39 acres)
Deck Area	420 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	173 SADDLEBACK LN
City	LUCEDALE
State	MS
Zip	39452-4685
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 WHITES CREEK SUBDIVISION
Legal Subdivision	WHITES CREEK SUBDIVISION
Legal Lot Number	2
Jurisdiction	GEORGE MS
Minor Civil Division	4
Census Blockgroup	1
Census Block	1014
Census Tract	950303

Owner

Source: George County records · APN 0903-07-0-044.02

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	173 SADDLEBACK LN, LUCEDALE, MS 39452-4685
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Building or Construction Mortgage CENTURY BANK & TRUST
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2021
Deed Sale	Jan 28, 2021
Deed Doc Number	0020210590
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	173 SADDLEBACK LN, LUCEDALE, MS 39452-4685
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12154
Date	Sep 14, 2021
Book Page	2021/12154

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 07, 2022

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	173 SADDLEBACK LN, LUCEDALE, MS 39452-4685
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8261
Date	Jun 17, 2022
Book Page	2022/8261

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 06, 2042

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	173 SADDLEBACK LN, LUCEDALE, MS 39452-4685
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/9815
Date	Oct 17, 2023
Book Page	2023/9815

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 05, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: George County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	George County
Unified School District	George County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,578.00 (+14.51%) Homeowner's exemption	$17,497 (+27.54%)
2024	$1,378.00 (+0.07%)		$167,290 (+28.67%) Land $12,420 Building $154,870
2023	$1,377.00 (-0.07%) Homeowner's exemption	$13,719	$130,010 Land $8,340 Building $121,670
2022	$1,378.00

Flood & Wildfire

173 Saddleback Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · George County (28039C), updated September 19, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 71st percentile of exposed land nationally · 90th in Mississippi
Wildfire Likelihood	High — about 1 in 305 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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