173 Plantation Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 173 Plantation Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,638 sqft · built 1964
Lot Size0.185 acres (8,050 sqft)
Owner2 Individual Names on Record
Last Sale$1,700,000 (Sep 2025)
Tax Bill$12,094 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00436570-000000

Property Details

APN / Parcel Number

Primary APN00436570-000000
Alternative APNs
  • 04633800436570000000
  • 1534358

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,638 sqft Living Area
1st Floor Area2,431 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area8,050 sqft (0.185 acres)
Lot Dimensions115 ft deep x 70 ft wide
View / LotCanal

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchFlorida Room
Porch Area453 sqft
Deck Area885 sqft
Patio Area2,805 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1534358
Street Address173 PLANTATION DR
CityTAVERNIER
StateFL
Zip33070-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 5 LT 10 TROPICAL ATLANTIC SHORES PLANTATION KEY OR545-20 OR1023-212 OR1217-846/47 OR1229-1902 OR1413-1311 OR2171-1996 OR2502-1926 OR3065-2346
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES
Legal Block5
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1522 SW 150TH TER, SUNRISE, FL 33326-2056
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE ADVANTAGE LENDING LLC
Dec 29, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleDec 29, 2020 · Amount on Record
Deed Document Number20252516328
Deed Book / Page3346 / 394
Transfer Doc1368001311
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 24, 2025
Property Address173 PLANTATION DR, TAVERNIER, FL 33070-2315
Document Number0033460394
Book / Page3346 / 394
Map ReferenceMB 4 PG 97
Instrument DateSep 22, 2025
Instrument2516328
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9216 GRAND CANAL DR, MIAMI, FL 33174-2313

Transferred To (Grantee/Buyer)

NameVerified Name
Address1522 SW 150TH TER, SUNRISE, FL 33326-2056

Mortgage

Document Number0003346396
DateSep 24, 2025
Instrument3346/396
Lender
NameMORTGAGE ADVANTAGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 29, 2020
Property Address173 PLANTATION DR, TAVERNIER, FL 33070-2315
Document Number0030652346
Book / Page3065 / 2346
Map ReferenceMB 4 PG 97
Instrument DateNov 16, 2020
Instrument2297098
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyFLORIDA TITLE OF THE KEYS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9216 GRAND CANAL DR, MIAMI, FL 33174-2313

Mortgage

Document Number0030652348
DateDec 29, 2020
Instrument3065/2348
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2%
Type Change DateJan 1, 2024
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change4%
Index5-Year CMT
Margin2
Max Rate7%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,616,883 (-4.71%) Land $1,195,425 Building $421,458$1,616,883 (-4.71%) Land $1,195,425 Building $421,458
2024$12,094.00 (+9.36%)$1,696,826 (+15.44%) Land $1,279,950 Building $416,876$1,696,826 (+15.44%) Land $1,279,950 Building $416,876
2023$11,059.00 (+13.18%)$1,469,930 (+23.81%) Land $1,058,575 Building $411,355$1,469,930 (+23.81%) Land $1,058,575 Building $411,355
2022$9,771.00$1,187,232 Land $764,750 Building $422,482$1,187,232 Land $764,750 Building $422,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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