173 Pineywoods St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 173 Pineywoods St, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,165 sqft · built 2022
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$427,700 (Feb 2022)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132630011800013860`

Property Details

APN / Parcel Number

Primary APN	`132630011800013860`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,165 sqft Heated Area
Gross Area	3,807 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	173 PINEYWOODS ST
City	SAINT CLOUD
State	FL
Zip	34772-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD HICKORY PH 3 PB 30 PGS 131-135 LOT 386
Legal Subdivision	OLD HICKORY PHS 3
Legal Phase	3
Legal Lot Number	386
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 132630011800013860

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	173 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	2022031812
Deed Book / Page	6159 / 1562
Record Updated	Jun 08, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 28, 2022
Property Address	173 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885
Document Number	0061591562
Book / Page	6159 / 1562
Map Reference	MB 30 PG 131
Instrument Date	Feb 25, 2022
Instrument	2022031812
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,993.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 PINEYWOODS ST, SAINT CLOUD, FL 34772-7885

Mortgage

Document Number	0061591566
Date	Feb 28, 2022
Instrument	6159/1566

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,909.00 (-78.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$449,278 (+5.99%)	$453,400 (+6.96%) Land $78,000 Building $375,400
2023	$8,776.00 (+209.01%) Homeowner's exemption	$423,900 (+670.73%) Land $65,000 Building $358,900	$423,900 (+670.73%) Land $65,000 Building $358,900
2022	$2,840.00	$55,000 Land $55,000	$55,000 Land $55,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 410 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: Verizon, Spectrum, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.