173 Peg Leg Ln, Cudjoe Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 173 Peg Leg Ln, Cudjoe Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,550 sqft · built 1989
Lot Size	0.277 acres (12,103 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (Feb 2021)
Tax Bill	$8,147 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00179070-000000`

Property Details

APN / Parcel Number

Primary APN	`00179070-000000`
Alternative APNs	`28662800179070000000` `1231088`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,103 sqft (0.277 acres)
Garage Area	192 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	712 sqft
Deck Area	40 sqft
Patio Area	118 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1231088
Old Parcel Number	28662800179070000000
Street Address	173 PEG LEG LN
City	CUDJOE KEY
State	FL
Zip	33042-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 11 LT 8 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR486-834/35 OR913-429/30 OR1311-2157 OR1374-1544 OR1395-349
Legal Range	28E
Legal Township	66S
Legal Section	28
Legal Subdivision	CUTTHROAT HARBOR ESTATES
Legal Block	11
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1003
Census Tract	971501

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 BAY SHORE DR, SUMMERLAND KEY, FL 33042-5335
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Feb 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEVIN MUNDEN ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Mar 22, 1996 · Amount on Record
Deed Document Number	2303026
Deed Book / Page	3074 / 495
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	173 PEG LEG LN, CUDJOE KEY, FL 33042-4234
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 BAY SHORE DR, RAMROD KEY, FL 33042-5335

Mortgage

Document Number	0031381519
Date	Nov 22, 2021
Book Page	3138/1519
Instrument	2349452

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 8, 2021
Property Address	173 PEG LEG LN, CUDJOE KEY, FL 33042-4234
Document Number	0030740495
Book / Page	3074 / 495
Map Reference	MB 4 PG 165
Instrument Date	Feb 5, 2021
Instrument	2303026
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	361 JACOBSTOWN COOKSTOWN RD, 361, WRIGHTSTOWN, NJ 08562-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 BAY SHORE DR, SUMMERLAND KEY, FL 33042-5335

Mortgage

Document Number	0003074497
Date	Feb 8, 2021
Instrument	3074/497

Lender

Name	KEVIN MUNDEN ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Feb 5, 2023

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$989,842 (+15.47%) Land $642,760 Building $347,082	$989,842 (+15.47%) Land $642,760 Building $347,082
2024	$8,147.00 (+7.01%)
2023	$7,613.00 (+9.95%)	$857,229 (+12.28%) Land $521,276 Building $335,953	$857,229 (+12.28%) Land $521,276 Building $335,953
2022	$6,924.00	$763,475 Land $424,089 Building $339,386	$763,475 Land $424,089 Building $339,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 501 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	501 in force
Nearby Flood Claims	1,356 (1980–2023)
Claims Outside the SFHA	2 of 1,356
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 365 claims Hurricane Wilma, Oct 2005 · 278 claims Hurricane Georges, Sep 1998 · 640 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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