173 Pebblebrook Ln, Cornelia, GA 30531 Property Records

Habersham County property record for 173 Pebblebrook Ln, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,928 sqft · built 1996
Lot Size	4.99 acres (217,364 sqft)
Owner	2 Individual Names on File
Last Sale	$29,500 (Oct 2020)
Tax Bill	$1,029 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`027 129`

Property Details

APN / Parcel Number

Primary APN	`027 129`
Alternative APNs	`682311` `378492`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,928 sqft Heated Area
Gross Area	4,760 sqft
1st Floor Area	1,464 sqft
Upper Floors Area	1,472 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	217,364 sqft (4.99 acres)
Lot Width	50 ft Width
Parking Spaces	2 Parking Spaces
Deck Area	456 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	378492
Street Address	173 PEBBLEBROOK LN
City	CORNELIA
State	GA
Zip	30531-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10 94 95 OLD MILL R DB 1281-975
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1013
Census Tract	603

Owner

173 Pebblebrook Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING
Oct 14, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEOWNERS FINANCIAL
Sep 13, 2022	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING
Sep 3, 2021	Warranty Deed, Transfer
Oct 8, 2020	Warranty Deed, Transfer
Oct 8, 2020	Warranty Deed, Transfer
Oct 8, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Oct 8, 2020 · Amount on File
Deed Document Number	20202412
Deed Book / Page	1240 / 850
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	May 12, 2026
Property Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901
Document Number	1433000390
Book / Page	1433 / 390
Instrument Date	May 7, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901

Mortgage

Document Number	1433000390,
Date	May 12, 2026
Book Page	1433/390

Lender

Name	PLANET HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PEBBLEBROOK LN

Mortgage

Document Number	0000001281/0000000977
Date	Oct 14, 2021
Book Page	0000001281/0000000977

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901

Mortgage

Document Number	0000001318/0000000568
Date	Sep 13, 2022
Book Page	0000001318/0000000568

Lender

Name	PLANET HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 3, 2021
Property Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901
Document Number	001281/975
Book / Page	1281 / 975
Instrument Date	Sep 3, 2021
Instrument	2021-002587
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 8, 2020
Property Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901
Document Number	001240/850
Book / Page	1240 / 850
Instrument Date	Oct 8, 2020
Instrument	2020-002412
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, CORNELIA, GA 30531-1000
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 8, 2020
Property Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901
Document Number	001240/848
Book / Page	1240 / 848
Instrument Date	Oct 8, 2020
Instrument	2020-002411
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, CORNELIA, GA 30531-1000
Investor	Possibly a Property Investor

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 8, 2020
Property Address	173 PEBBLEBROOK LN, CORNELIA, GA 30531-6901
Document Number	001240/847
Book / Page	1240 / 847
Instrument Date	Oct 8, 2020
Instrument	2020-002410
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, CORNELIA, GA 30531-1000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 173 Pebblebrook Ln was $1,029.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,029.00	$194,304 Land $39,498 Building $154,806	$485,760 Land $98,745 Building $387,015
2023	Homeowner's exemption	$177,084 (+23.43%) Land $20,760 Building $156,324	$442,710 (+23.43%) Land $51,900 Building $390,810
2022	$3,723.00	$143,464 Land $12,456 Building $131,008	$358,660 Land $31,140 Building $327,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Pebblebrook Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Pebblebrook Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable, DSL in parts of the area	2,000 / 2,000
TrailWave Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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