Middlesex County and Wakefield Town property record for 173 Oak St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,873 sqft · built 1880 |
| Lot Size | 0.3 acres (13,051 sqft) |
| Owner | Individual Name on File |
| Last Sale | $494,900 (Jul 2019) |
| Tax Bill | $7,770 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 68355 |
| Primary APN | 68355 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,873 sqft Living Area |
| Gross Area | 3,307 sqft |
| Basement Area | 826 sqft |
| Unfinished Basement | 413 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 13,051 sqft (0.3 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 68355 |
|---|---|
| Street Address | 173 OAK ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | WAKEFIELD |
| Legal Block | 19 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 335400 |
173 Oak St is owned and occupied by an individual who bought it in July 2019.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 OAK ST, WAKEFIELD, MA 01880-3820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHMARK BANK |
| Apr 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE |
| Jul 8, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Prior Sale | Jun 27, 2014 · Amount on File |
| Deed Book / Page | 72887 / 397 |
| Prior Transfer Date | Jun 28, 2019 |
| Prior Transfer Doc | 072887-397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 173 OAK ST, WAKEFIELD, MA 01880-3820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079719-201 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 79719/201 |
| Instrument | 27761 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 173 OAK ST, WAKEFIELD, MA 01880-3820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077421-27 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 77421/27 |
| Instrument | 75446 |
| Name | FIRST GUARANTY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jul 8, 2019 |
| Property Address | 173 OAK ST, WAKEFIELD, MA 01880-3820 |
| Document Number | 72887-397 |
| Book / Page | 072887 / 000397 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 95573 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,256.74 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 OAK ST WAKEFIELD MA 018803820, WAKEFIELD, MA 01880-3820 |
| Document Number | 72887-400 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 072887/000400 |
| Instrument | 95574 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2025 property tax bill for 173 Oak St was $7,770, up 5.8% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,770.00 (+5.83%) | $684,600 (+4.9%) Land $400,700 Building $283,900 | $696,730 (+4.46%) |
| 2024 | $7,342.00 (-0.27%) | $652,600 (+3.98%) Land $381,800 Building $270,800 | $666,995 |
| 2023 | $7,362.00 | $627,600 Land $367,000 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 173 Oak St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 14 (1978–2024) |
| Claims Outside the SFHA | 8 of 14 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 173 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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