173 N Main St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 173 N Main St, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,994 sqft · built 1870
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Tax Bill$5,255 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN054201 210.09-1-67

Property Details

APN / Parcel Number

Primary APN054201 210.09-1-67
Alternative APNs
  • 420121000900010670000000
  • 39012020

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,994 sqft Living Area
1st Floor Area1,537 sqft
2nd Floor Area1,457 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide
Garage TypeDetached
Garage Area918 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area504 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39012020
Street Address173 N MAIN ST
CityMORAVIA
StateNY
Zip13118-3529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionS.D. 761-45
Legal Block1
Legal Lot Number67.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1022
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Main Street Historic District
listed 1993 · 45 contributing resources · NRIS 92001365

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address173 N MAIN ST, MORAVIA, NY 13118-3529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address173 N MAIN ST, MORAVIA, NY 13118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035050325
DateMar 1, 2017
Book Page3505/325
Instrument2017-00169512
Lender
NameFIRST NATIONAL BANK OF GROTON
AddressGROTON, NY 13073
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,255.00 Homeowner's exemption Senior Citizen's exemption
2025Homeowner's exemption Senior Citizen's exemption$179,700 (-14.83%) Land $25,200 Building $154,500$197,473 (-6.41%) Land $27,692 Building $169,781
2023Homeowner's exemption$211,000 Land $25,700 Building $185,300$211,000 Land $25,700 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORAVIA VILLAGE
serves 1,950 people · EPA ID NY0501720
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

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