173 Mill St, West Creek, NJ 08092 Property Records

Ocean County and Eagleswood Township property record for 173 Mill St, West Creek, NJ 08092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,197 sqft · built 1929
Lot Size	0.284 acres (12,388 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Dec 1994)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00023-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`09-00023-0000-00026`
Alternative APN	`090002300026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,197 sqft Living Area
Gross Area	1,743 sqft
Basement Area	546 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,388 sqft (0.284 acres)
Lot Dimensions	177 ft deep x 70 ft wide
Garage Type	Detached
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	173 MILL ST
City	WEST CREEK
State	NJ
Zip	08092-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	70X177
Legal Block	23
Legal Lot Number	26
Jurisdiction	OCEAN NJ
Township / Civil Division	EAGLESWOOD
Census Block Group	1
Census Block	1049
Census Tract	736002

Owner

173 Mill St is owned and occupied by an individual who acquired it in March 2021.

Source: Ocean County and Eagleswood Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	173 MILL ST, WEST CREEK, NJ 08092-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 1994 · Amount on File
Deed Sale	Dec 19, 1994 · Amount on File
Deed Book / Page	5228 / 234
Last Transfer Date	Mar 8, 2021
Transfer Doc	0183871140
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Mar 26, 2021
Property Address	173 MILL ST, WEST CREEK, NJ 08092-9727
Document Number	0183871140
Book / Page	18387 / 1140
Instrument Date	Mar 8, 2021
Instrument	2021046561
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 MILL ST, WEST CREEK, NJ 08092-9727

Mortgage

Document Number	2021046562
Date	Mar 26, 2021
Instrument	2021046562

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 173 Mill St was $4,672, up 8.5% from the year before.

Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Eagleswood Township
Elementary School District	Eagleswood Township School District (KG - 06)
Secondary School District	Pinelands Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,400 (-) Land $59,700 Building $96,700	$156,400 (-) Land $59,700 Building $96,700
2025	$4,672.00 (+8.52%)	$156,400 Land $59,700 Building $96,700	$156,400 Land $59,700 Building $96,700
2024	$4,305.00
2023		$156,400 Land $59,700 Building $96,700	$156,400 Land $59,700 Building $96,700
2022	$4,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Mill St in Zone X, an area of minimal flood risk, though there have been 211 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	211 (1979–2025)
Claims Outside the SFHA	5 of 211
Most Recent Claim	Nov 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 101 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 40 claims Coastal Storms & Flooding, Mar 1984 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Mill St is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 87% of New Jersey
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20