173 Middle St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 173 Middle St, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1965
Lot Size	0.419 acres (18,240 sqft)
Owner	Individual Name on Record
Last Sale	$346,000 (Jun 2017)
Tax Bill	$8,403 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jun 2017 Sale & Mortgage
APN	`23B000022`

Property Details

APN / Parcel Number

Primary APN	`23B000022`
Alternative APN	`AMHE M:0023B B:0000 L:0022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	3,512 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,240 sqft (0.419 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	23B000022
Street Address	173 MIDDLE ST
City	AMHERST
State	MA
Zip	01002-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	22
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2001
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	173 MIDDLE ST, AMHERST, MA 01002-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Jun 14, 2017	Quit Claim Deed, Transfer PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Prior Sale	Jul 21, 1977 · Amount on Record
Deed Book / Page	12650 / 80
Transfer Doc	0012650-80
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	173 MIDDLE ST, AMHERST, MA 01002-3011
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014410-16
Date	Jan 4, 2022
Book Page	14410/16

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Jun 14, 2017
Property Address	173 MIDDLE ST, AMHERST, MA 01002-3011
Document Number	12650-80
Book / Page	12650 / 80
Instrument	11356
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 MIDDLE ST, AMHERST, MA 01002-3011

Mortgage

Document Number	126500083
Date	Jun 14, 2017
Instrument	12650/0083

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate	3.13%
Max Rate At Change	70.1%
Max Rate	2.88%

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,403.00 (+10,536.71%)	$496,900 (+11.81%) Land $223,500 Building $273,400	$496,100 (-9.16%)
2025	$79.00 (-98.98%)	$444,400 (+5.91%) Land $205,100 Building $239,300	$546,155
2024	$7,767.00 (+4.21%)	$419,600 (+13.16%) Land $193,500 Building $226,100
2023	$7,453.00	$370,800 Land $175,900 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle St

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