173 Marblehead St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 173 Marblehead St, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,493 sqft · built 2017
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (May 2018)
Tax Bill	$15,650 (2026)
Deeds & Mortgages	May 2024 Line of Credit May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:46-P:049`

Property Details

APN / Parcel Number

Primary APN	`M:46-P:049`
Alternative APN	`NREA M:046.0 B:0000 L:0049.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,493 sqft Living Area
Gross Area	1,769 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	173 MARBLEHEAD ST
City	NORTH READING
State	MA
Zip	01864-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	49.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1001
Census Tract	330101

Owner

173 Marblehead St is owned and occupied by two individuals who bought it in May 2018.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	173 MARBLEHEAD ST, NORTH READING, MA 01864-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CREDIT UNION LYNN
May 17, 2018	Quit Claim Deed, Transfer COMMUNITY CU/LYNN
Mar 15, 2017	Quit Claim Deed, Transfer NORTHERN BK & TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Book / Page	71021 / 19
Transfer Doc	0071021-19
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	173 MARBLEHEAD ST, NORTH READING, MA 01864-1511
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082743-334
Date	May 7, 2024
Book Page	82743/334
Instrument	46446

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	May 17, 2018
Property Address	173 MARBLEHEAD ST, NORTH READING, MA 01864-1511
Document Number	71021-19
Book / Page	071021 / 000019
Instrument Date	May 16, 2018
Instrument	69173
Transaction Type	Transfer
Record Updated	Jan 14, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,921.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	173 MARBLEHEAD ST NORTH READING MA 01864, NORTH READING, MA 01864

Mortgage

Document Number	71021-22
Date	May 17, 2018
Book Page	071021/000022
Instrument	69174

Lender

Name	COMMUNITY CU/LYNN
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Mar 15, 2017
Property Address	173 MARBLEHEAD ST, NORTH READING, MA 01864-1511
Document Number	69011-323
Book / Page	69011 / 323
Instrument	38615
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Tax	$42.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	690110326
Date	Mar 15, 2017
Instrument	69011/0326

Lender

Name	NORTHERN BK & TR

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 173 Marblehead St was $15,650, up 2.5% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,650.00 (+2.55%)	$1,202,000 (+2.87%) Land $427,700 Building $774,300	$1,349,521
2025	$15,261.00 (+8.81%)	$1,168,500 (+10.06%) Land $411,400 Building $757,100
2024	$14,025.00 (+4.54%)	$1,061,700 (+10.71%) Land $387,800 Building $673,900
2023	$13,416.00	$959,000 Land $356,500 Building $602,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Marblehead St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Marblehead St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Marblehead St

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