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173 Madison St, Oceanside, CA 92057 Property Records

San Diego County property record for 173 Madison St, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,583 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
GarageCarport
Last Sale$200,000 (2000)
Tax Bill$3,409.00 (2025)

Property Details

APN / Parcel Number

Primary APN157-314-08-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,583 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address173 MADISON ST
CityOCEANSIDE
StateCA
Zip92057-4410
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 43 TR 007602
Legal SubdivisionMISSION VALLEY BALL PARK
Legal Tract007602
Legal Block2
Legal Lot Number43
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2008
Census Tract18612

Owner

Source: San Diego County records · APN 157-314-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address173 MADISON ST, OCEANSIDE, CA 92057-4410
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
Jun 07, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRONTWAVE CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2000 · Amount on Record
Deed SaleJun 23, 2000 · Amount on Record
Prior SaleSep 03, 1998 · Amount on Record
Deed Doc Number2000333560
Last Transfer DateOct 10, 2024
Transfer Doc0000290449
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 02, 2026
Property Address173 MADISON ST, OCEANSIDE, CA 92057-4410
Document Number0000191171
Instrument DateJun 25, 2026
Instrument2026191171
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address173 MADISON ST, OCEANSIDE, CA 92057-4410

Mortgage

Document Number0000191171,
DateJul 02, 2026
Instrument2026191171
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 24, 2051
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address173 MADISON ST, OCEANSIDE, CA 92057-4410
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 MADISON ST, OCEANSIDE, CA 92057-4410

Mortgage

Document Number0000147790
DateJun 07, 2023
Instrument2023-0147790
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJun 05, 2038

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address173 MADISON ST, OCEANSIDE, CA 92057-4410
Transaction TypeMortgage
Record UpdatedDec 09, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 MADISON ST, OCEANSIDE, CA 92057-4410

Mortgage

Document Number0000376444
DateMay 17, 2021
Instrument2021-0376444
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJun 01, 2026
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change4.5%
Index5-Year CMT
Max Rate8.5%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$313,518 (+2%) Land $188,113 Building $125,405
2025$3,409.00 (+5.31%) Homeowner's exemption$307,372 (+4.04%) Land $184,425 Building $122,947
2023$3,237.00 (+1.57%) Homeowner's exemption$295,438 Land $177,264 Building $118,174
2022$3,187.00

Flood & Wildfire

173 Madison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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