Suffolk City property record for 173 Lummis Rd, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,103 sqft · built 2018 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on File |
| Last Sale | $393,000 (Feb 2025) |
| Tax Bill | $4,976 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2018 Construction Loan + 5 more |
| APN | 42*28B |
| Primary APN | 42*28B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,103 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 150559500 |
|---|---|
| Street Address | 173 LUMMIS RD |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-7612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | SWANNER,RT.643,WRIGHT |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 75703 |
173 Lummis Rd is owned and occupied by an individual who bought it in February 2025.
Source: Suffolk City records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC |
| May 18, 2018 | Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 16, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 29, 2017 | Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC |
| Apr 27, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on File |
| Deed Sale | Feb 13, 2025 · Amount on File |
| Prior Sale | Jun 16, 2022 · Amount on File |
| Deed Document Number | 20251586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | May 8, 2026 |
| Property Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Document Number | 0000005779 |
| Instrument Date | May 7, 2026 |
| Instrument | 20265779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TJC MORTGAGE INC |
| Name | Verified Name |
|---|---|
| Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005779, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 20265779 |
| Name | TJC MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 5.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180005150 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 180005150 |
| Name | FARMERS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190011741 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 190011741 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jun 16, 2022 |
| Property Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Document Number | 0220009175 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 220009175 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Sep 18, 2018 |
| Property Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Document Number | 0180009929 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 180009929 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Document Number | 0180009930 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 180009930 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Dec 29, 2017 |
| Property Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Document Number | 0170014812 |
| Instrument Date | Nov 24, 2017 |
| Instrument | 170014812 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6668 WHALEYVILLE BLVD, SUFFOLK, VA 23438-9313 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Apr 27, 2017 |
| Property Address | 173 LUMMIS RD, SUFFOLK, VA 23434-7612 |
| Document Number | 0170004604 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 170004604 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SOUTH SALT LAKE, UT 84119-3284 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 173 Lummis Rd was $4,976, up 5.8% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,000 (+4.99%) Land $64,500 Building $358,500 | ||
| 2025 | $4,976.00 (+5.78%) | $423,000 (+4.99%) Land $64,500 Building $358,500 | $402,900 Land $58,600 Building $344,300 |
| 2024 | $4,704.00 (+14.73%) | $402,900 (+7.1%) Land $58,600 Building $344,300 | |
| 2023 | $4,100.00 | $376,200 Land $58,600 Building $317,600 | $376,200 Land $58,600 Building $317,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 173 Lummis Rd; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 173 Lummis Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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