173 Lake St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 173 Lake St, Arlington, MA 02474

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,866 sqft · built 1938
Lot Size0.131 acres (5,702 sqft)
Owner2 Individual Names on File
Last Sale$453,000 (Jul 2003)
Tax Bill$10,292 (2026)
Deeds & MortgagesJul 2021 Refinance
Jul 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN12499

Property Details

APN / Parcel Number

Primary APN12499
Alternative APN
  • ARLI M:018.0 B:0002 L:0005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,866 sqft Living Area
Gross Area2,416 sqft
Basement Area660 sqft
Unfinished Basement330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1959
Architectural StyleColonial
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,702 sqft (0.131 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number12499
Street Address173 LAKE ST
CityARLINGTON
StateMA
Zip02474-8802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number5
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group2
Census Block2019
Census Tract356703

Owner

173 Lake St is owned and occupied by two individuals who bought it in July 2003.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address173 LAKE ST, ARLINGTON, MA 02474-8802
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Jul 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2003 · Amount on File
Deed SaleJul 1, 2003 · Amount on File
Prior SaleJun 1, 1995 · Amount on File
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address173 LAKE ST, ARLINGTON, MA 02474-8802
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001888596
DateJul 28, 2021
Instrument1888596
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2036

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address173 LAKE ST, ARLINGTON, MA 02474-8802
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1888596
DateJul 28, 2021
Instrument1888596
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address173 LAKE ST, ARLINGTON, MA 02474-8802
Document Number0001839467
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 LAKE ST ARLINGTON MA 024748802, ARLINGTON, MA 02474-8802

Mortgage

Document Number0001839467
DateApr 1, 2020
Instrument1839467
Lender
NameNORTHERN BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 173 Lake St was $10,292, down 3.3% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,292.00 (-3.26%)$964,600 (-2.35%) Land $553,200 Building $411,400$1,258,733 (+27.61%)
2025$10,639.00 (+7.52%)$987,800 (+5.71%) Land $553,200 Building $434,600$986,385 (+0.68%)
2024$9,895.00 (+8.33%)$934,400 (+14.68%) Land $526,600 Building $407,800$979,735
2023$9,134.00$814,800 Land $441,500 Building $373,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 173 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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