173 Lake Dr, Chepachet, RI 02814 Property Records

Glocester Town property record for 173 Lake Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1950
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on File
Tax Bill	$7,166 (2025)
Deeds & Mortgages	Jun 2022 Refinance Jun 2022 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-0965-00`

Property Details

APN / Parcel Number

Primary APN	`13-0965-00`
Alternative APN	`GLOC M:PLB B:001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,614 sqft
1st Floor Area	828 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13-0965-00
Street Address	173 LAKE DR
City	CHEPACHET
State	RI
Zip	02814-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	1
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	3
Census Block	3018
Census Tract	13101

Owner

173 Lake Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Glocester Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	173 LAKE DR, CHEPACHET, RI 02814-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RICHARD P HARRINGTON
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JOHN 316 LLC
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 3, 2024
Transfer Doc	000960-114
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	173 LAKE DR, CHEPACHET, RI 02814-1212
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000906-199
Date	Jun 23, 2022
Book Page	906/199
Instrument	49932

Lender

Name	RICHARD P HARRINGTON

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	173 LAKE DR, CHEPACHET, RI 02814-1212
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000906-183
Date	Jun 23, 2022
Book Page	906/183
Instrument	49931

Lender

Name	JOHN 316 LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	173 LAKE DR, CHEPACHET, RI 02814-1212
Document Number	805-169
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 LAKE DR CHEPACHET RI 028141212, CHEPACHET, RI 02814-1212

Mortgage

Document Number	805-169
Date	Oct 1, 2019
Book Page	000805/000169
Instrument	41910

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 173 Lake Dr was $7,166.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,166.00	$502,500 Land $313,500 Building $189,000	$464,048
2023	$7,161.00 (+27.04%)	$502,500 (+66.61%) Land $313,500 Building $189,000
2022	$5,637.00	$301,600 Land $166,300 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	445.5 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECHO LAKE WATER DISTRICT private · serves 160 people · EPA ID RI2980414
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	21 ppb (2025–2027) action level 15 ppb
Copper	1.93 mg/L (2025–2027) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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