173 Jacoby St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 173 Jacoby St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	1,154 sqft · built 1926
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Nov 2025)
Tax Bill	$10,807 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00047-02-00254-01`

Property Details

APN / Parcel Number

Primary APN	`11-00047-02-00254-01`
Alternative APNs	`11000470002002540001` `02795`

Interior

Stories	2 Stories
Building Area	1,154 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	02795
Street Address	173 JACOBY ST
City	MAPLEWOOD
State	NJ
Zip	07040-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-4
Legal Description	35X100
Legal Subdivision	HILTON TERRACE
Legal Block	47.2
Legal Lot Number	254.1
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	2
Census Block	2005
Census Tract	19700

Owner

173 Jacoby St is owned and occupied by two individuals who bought it in November 2025.

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	173 JACOBY ST, MAPLEWOOD, NJ 07040-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Nov 30, 2009 · Amount on File
Deed Document Number	202569894
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 10, 2025
Property Address	173 JACOBY ST, MAPLEWOOD, NJ 07040-3305
Document Number	0000069894
Instrument Date	Oct 29, 2025
Instrument	2025069894
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 CLIFTON ST, CAMBRIDGE, MA 02140-2428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CLIFTON ST # A, A, CAMBRIDGE, MA 02140-2428

Mortgage

Document Number	0000069896
Date	Nov 10, 2025
Instrument	2025069896

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 173 Jacoby St was $10,807, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,100 (+8.66%) Land $194,000 Building $295,100	$489,100 (+8.66%) Land $194,000 Building $295,100
2025	$10,807.00 (+3.81%)	$450,100 Land $194,000 Building $256,100	$450,100 Land $194,000 Building $256,100
2024	$10,410.00
2023		$237,200 Land $135,000 Building $102,200	$237,200 Land $135,000 Building $102,200
2022	$8,363.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 173 Jacoby St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 173 Jacoby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Jacoby St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures