Bergen County and Saddle Brook Township property record for 173 Herbert Ter, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,792 sqft · built 1948 |
| Lot Size | 0.181 acres (7,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,500 (Jan 2021) |
| Tax Bill | $12,667 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01713-0000-00049 |
| Primary APN | 57-01713-0000-00049 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 7,876 sqft (0.181 acres) |
| Lot Dimensions | 125 ft deep x 63 ft wide |
| Old Parcel Number | 5700230000000010 |
|---|---|
| Street Address | 173 HERBERT TER |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 63 X125 |
| Legal Subdivision | FLORALPARK HOMES |
| Legal Block | 1713 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 52100 |
173 Herbert Ter is owned and occupied by two individuals who bought it in January 2021.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 173 HERBERT TER, SADDLE BROOK, NJ 07663-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Apr 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jan 11, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on File |
| Deed Sale | Jan 11, 2021 · Amount on File |
| Deed Document Number | 20214113 |
| Deed Book / Page | 3906 / 1266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 20, 2026 |
| Property Address | 173 HERBERT TER, SADDLE BROOK, NJ 07663-5020 |
| Document Number | 0000049537 |
| Book / Page | 5852 / 1197 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202649537 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 173 HERBERT TER, SADDLE BROOK, NJ 07663-5020 |
| Document Number | 0000049537, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 5852/1197 |
| Instrument | 202649537 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | Jan 1, 2052 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 173 HERBERT TER, SADDLE BROOK, NJ 07663-5020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0046480124 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 4648/124 |
| Instrument | 2022040628 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 11, 2021 |
| Property Address | 173 HERBERT TER, SADDLE BROOK, NJ 07663-5020 |
| Document Number | 0039061266 |
| Book / Page | 3906 / 1266 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 21-004113 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $621.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58 ARCADIA RD, 58, POMPTON LAKES, NJ 07442-1904 |
| Name | Verified Name |
|---|---|
| Address | 173 HERBERT TER, SADDLE BROOK, NJ 07663-5020 |
| Document Number | 21004114 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 21-004114 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 173 Herbert Ter was $12,667, up 5.7% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,900 (+3.2%) Land $251,700 Building $299,200 | $550,900 (+3.2%) Land $251,700 Building $299,200 | |
| 2025 | $12,667.00 (+5.66%) | $533,800 Land $247,700 Building $286,100 | $533,800 Land $247,700 Building $286,100 |
| 2024 | $11,988.00 | ||
| 2023 | $364,300 Land $235,200 Building $129,100 | $364,300 Land $235,200 Building $129,100 | |
| 2022 | $8,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 173 Herbert Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 173 Herbert Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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